Montgomery County property record for 8705 Ryan Ridge Loop, Montgomery, AL 36117
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,186 sqft · built 2020 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $252,772 (Mar 2020) |
| Tax Bill | $1,682 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-06-23-3-000-003.332 |
| Primary APN | 09-06-23-3-000-003.332 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,186 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 130 ft deep x 64.7 ft wide |
| Garage Area | 484 sqft |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 306299 |
|---|---|
| Street Address | 8705 RYAN RIDGE LOOP |
| City | MONTGOMERY |
| State | AL |
| Zip | 36117-3884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0906233000003332 |
| Legal Subdivision | RYAN RIDGE 10-B CORR |
| Legal Lot Number | 88 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | MOUNT MEIGS |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 5503 |
Source: Montgomery County records · APN 09-06-23-3-000-003.332
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8705 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIME HOME LOANS INC |
| Mar 06, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI PRIME HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 06, 2020 · Amount on Record |
| Deed Sale | Mar 06, 2020 · Amount on Record |
| Prior Sale | Dec 30, 2019 · Amount on Record |
| Deed Document Number | 0005353580 |
| Deed Book / Page | 5353 / 580 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 8705 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3884 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057400141 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 5740/141 |
| Name | PRIME HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DULUTH, GA 30097 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Recording Date | Mar 06, 2020 |
| Property Address | 8705 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3884 |
| Document Number | 0053530580 |
| Book / Page | 005353 / 000580 |
| Instrument Date | Mar 05, 2020 |
| Instrument | 361997 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $253.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8705 RYAN RIDGE LOOP MONTGOMERY AL 361173884, MONTGOMERY, AL 36117-3884 |
| Document Number | 53530582 |
|---|---|
| Date | Mar 06, 2020 |
| Book Page | 005353/000582 |
| Instrument | 361997 |
| Name | PRIME HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DULUTH, GA 30097 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 05, 2050 |
Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Municipality | Montgomery City |
| Unified School District | Montgomery County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,682.00 (+11.84%) Homeowner's exemption | $35,340 (+11.66%) Land $4,000 Building $31,340 | $353,400 (+11.66%) Land $40,000 Building $313,400 |
| 2023 | $1,504.00 Homeowner's exemption | $31,650 Land $4,000 Building $27,650 | $316,500 Land $40,000 Building $276,500 |
Source: FEMA National Flood Hazard Layer as of February 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Wildfire Risk | Low lower than 65% of the US · lower than 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 263 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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