8713 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8713 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,705 sqft · built 2021
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$271,605 (Mar 2021)
Tax Bill$1,998 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-06-23-3-000-003.330

Property Details

APN / Parcel Number

Primary APN09-06-23-3-000-003.330
Alternative APN
  • 306297

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,705 sqft Living Area
Upper Floors Area388 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions130 ft deep x 64.7 ft wide
Garage Area462 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number306297
Street Address8713 RYAN RIDGE LOOP
CityMONTGOMERY
StateAL
Zip36117-3884
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0906233000003330
Legal SubdivisionRYAN RIDGE 10-B CORR
Legal Lot Number90
JurisdictionMONTGOMERY AL
Township / Civil DivisionMOUNT MEIGS
Census Block Group3
Census Block3031
Census Tract5503

Owner

Source: Montgomery County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8713 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3884
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2023Deed of Trust, Mortgage · Line of Credit
ALABAMA STATE EMPLOYEES CU
Mar 12, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 3, 2020Warranty Deed, Transfer · Line of Credit
BANCORPSOUTH BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2021 · Amount on Record
Deed SaleMar 12, 2021 · Amount on Record
Prior SaleDec 3, 2020 · Amount on Record
Deed Document Number0005558722
Deed Book / Page5558 / 722
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Property Address8713 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3884
Transaction TypeMortgage
Record UpdatedAug 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address8713 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3884

Mortgage

Document Number0060100369
DateJul 21, 2023
Book Page6010/369
Lender
NameALABAMA STATE EMPLOYEES CU
TypeCredit Union
AddressMONTGOMERY, AL 36106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 23, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateMar 12, 2021
Property Address8713 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3884
Document Number0055580722
Book / Page5558 / 722
Map ReferenceMB 56 PG 90
Instrument DateMar 12, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13 N 8TH ST, 13, OPELIKA, AL 36801-4331

Transferred To (Grantee/Buyer)

NameVerified Name
Address8713 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3884

Mortgage

Document Number0005558724
DateMar 12, 2021
Instrument5558/724
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateDec 3, 2020
Property Address8713 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3884
Document Number0054960147
Book / Page5496 / 147
Map ReferenceMB 56 PG 90
Instrument DateDec 1, 2020
Transaction TypeTransfer
Record UpdatedNov 1, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 N 8TH ST, OPELIKA, AL 36801-4331

Mortgage

Document Number0005496149
DateDec 3, 2020
Instrument5496/149
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueDec 5, 2021

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,998.00 (+13.2%) Homeowner's exemption$41,840 (+12.96%) Land $4,000 Building $37,840$418,400 (+12.96%) Land $40,000 Building $378,400
2023$1,765.00 Homeowner's exemption$37,040 Land $4,000 Building $33,040$370,400 Land $40,000 Building $330,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTGOMERY, THE WW&SSB OF THE
serves 276,000 people · EPA ID AL0001070
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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