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8668 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8668 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,696 sqft · built 2019
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$274,287 (Dec 2018)
Tax Bill$1,920 (2026)
Deeds & MortgagesFeb 2020 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-06-23-3-000-003.297

Property Details

APN / Parcel Number

Primary APN09-06-23-3-000-003.297
Alternative APN
  • 306134

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,696 sqft Living Area
1st Floor Area2,216 sqft
Upper Floors Area480 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions266 ft deep x 50 ft wide
Garage Area506 sqft
PorchSlab
Porch Area670 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number306134
Street Address8668 RYAN RIDGE LOOP
CityMONTGOMERY
StateAL
Zip36117-3858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0906233000003297
Legal Range19E
Legal Township16N
Legal Section23
Legal SubdivisionRYAN RIDGE 10-A
Legal Lot Number43
JurisdictionMONTGOMERY AL
Township / Civil DivisionMOUNT MEIGS
Census Block Group3
Census Block3031
Census Tract5503

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8668 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Mar 5, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2018 · Amount on Record
Deed SaleDec 14, 2018 · Amount on Record
Deed Book / Page5179 / 988
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Property Address8668 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
Transaction TypeMortgage
Record UpdatedNov 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053400483
DateFeb 4, 2020
Book Page5340/0483
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term348 Months
DueFeb 1, 2049

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Property Address8668 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
Transaction TypeMortgage
Record UpdatedNov 1, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055530834
DateMar 5, 2021
Book Page5553/834
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term336 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,920.00 (-0.52%)
2025$1,930.00 (+12.14%) Homeowner's exemption$40,440 (+11.93%) Land $3,800 Building $36,640$404,400 (+11.93%) Land $38,000 Building $366,400
2023$1,721.00 Homeowner's exemption$36,130 Land $3,800 Building $32,330$361,300 Land $38,000 Building $323,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTGOMERY, THE WW&SSB OF THE
serves 276,000 people · EPA ID AL0001070
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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