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8704 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8704 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,610 sqft · built 2019
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$261,224 (Oct 2019)
Tax Bill$1,964 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN09-06-23-3-000-003.314

Property Details

APN / Parcel Number

Primary APN09-06-23-3-000-003.314
Alternative APN
  • 306281

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,610 sqft Living Area
1st Floor Area2,238 sqft
Upper Floors Area372 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions130 ft deep x 55.2 ft wide
Garage Area506 sqft
PorchSlab
Porch Area172 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number306281
Street Address8704 RYAN RIDGE LOOP
CityMONTGOMERY
StateAL
Zip36117-3883
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0906233000003314
Legal Range19E
Legal Township16N
Legal Section23
Legal SubdivisionRYAN RIDGE 10-B CORR
Legal Lot Number34
JurisdictionMONTGOMERY AL
Township / Civil DivisionMOUNT MEIGS
Census Block Group3
Census Block3031
Census Tract5503

Owner

8704 Ryan Ridge Loop is owned and occupied by two individuals who bought it in October 2019.

Source: Montgomery County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address8704 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3883
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · FHA Mortgage
GUILD MORTGAGE CO
Aug 30, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2019 · Amount on File
Deed SaleOct 31, 2019 · Amount on File
Prior SaleAug 30, 2019 · Amount on File
Deed Book / Page5304 / 220
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Property Address8704 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3883
Transaction TypeMortgage
Record UpdatedNov 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055400109
DateFeb 16, 2021
Book Page5540/109
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateAug 30, 2019
Property Address8704 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3883
Document Number0052800208
Book / Page5280 / 0208
Map ReferenceMB 56 PG 90
Instrument DateAug 15, 2019
Transaction TypeTransfer
Record UpdatedNov 1, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11070 HWY 80 EAST, 11070, OPELIKA, AL 36801

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 S 8TH ST, OPELIKA, AL 36801-4946
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 8704 Ryan Ridge Loop was $1,964 with a homeowner's exemption, down 0.5% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,964.00 (-0.46%)
2025$1,973.00 Homeowner's exemption$41,340 Land $4,700 Building $36,640$413,400 Land $47,000 Building $366,400
2023$1,765.00 Homeowner's exemption$37,040 Land $4,700 Building $32,340$370,400 Land $47,000 Building $323,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8704 Ryan Ridge Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8704 Ryan Ridge Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTGOMERY, THE WW&SSB OF THE
serves 276,000 people · EPA ID AL0001070
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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