Monmouth County and Rumson Borough property record for 87 Ward Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,682 sqft · built 2007 |
| Lot Size | 0.164 acres (7,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,599,000 (Feb 2024) |
| Tax Bill | $17,520 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 41-00139-0000-00031 |
| Primary APN | 41-00139-0000-00031 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,682 sqft Living Area |
| 1st Floor Area | 1,333 sqft |
| Upper Floors Area | 1,349 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,148 sqft (0.164 acres) |
| Lot Dimensions | 143 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Deck Area | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 240900 |
|---|---|
| Street Address | 87 WARD AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-2032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 139 |
| Legal Lot Number | 31 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 803800 |
87 Ward Ave is owned and occupied by an individual who bought it in February 2024.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 87 WARD AVE, RUMSON, NJ 07760-2032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2024 · Amount on File |
| Deed Sale | Feb 5, 2024 · Amount on File |
| Prior Sale | Jan 28, 2021 · Amount on File |
| Deed Document Number | 20247894 |
| Deed Book / Page | 9676 / 6432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 5, 2024 |
| Property Address | 87 WARD AVE, RUMSON, NJ 07760-2032 |
| Document Number | 0096766432 |
| Book / Page | 9676 / 6432 |
| Instrument Date | Jan 24, 2024 |
| Instrument | 2024007894 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | PURE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32,812.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 WOODLAND DR, FAIR HAVEN, NJ 07704-3544 |
| Name | Verified Name |
|---|---|
| Address | 87 WARD AVE, RUMSON, NJ 07760-2032 |
| Document Number | 2024007895 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 2024007895 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | 1-Year T-Bill |
| Max Rate | 10.8% |
The 2025 property tax bill for 87 Ward Ave was $17,520, up 12.4% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,881,700 (+12.66%) Land $884,400 Building $997,300 | $1,881,700 (+12.66%) Land $884,400 Building $997,300 | |
| 2025 | $17,520.00 (+12.37%) | $1,670,200 Land $801,800 Building $868,400 | $1,670,200 Land $801,800 Building $868,400 |
| 2024 | $15,591.00 | ||
| 2023 | $1,372,500 (+10.94%) Land $753,200 Building $619,300 | $1,372,500 (+10.94%) Land $753,200 Building $619,300 | |
| 2022 | $15,922.00 (+14.25%) | $1,237,200 Land $649,800 Building $587,400 | $1,237,200 Land $649,800 Building $587,400 |
| 2021 | $13,936.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 Ward Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 139 policies |
| Nearby Flood Policies | 139 in force |
| Nearby Flood Claims | 440 (1978–2026) |
| Claims Outside the SFHA | 27 of 440 |
| Most Recent Claim | Jun 2026 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 87 Ward Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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