91 Ward Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 91 Ward Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,397 sqft · built 1972
Lot Size	0.164 acres (7,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,229,000 (Jul 2022)
Tax Bill	$13,333 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`41-00139-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`41-00139-0000-00029`
Alternative APNs	`410013900029` `240700`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,397 sqft Living Area
1st Floor Area	1,263 sqft
Upper Floors Area	1,303 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,148 sqft (0.164 acres)
Lot Dimensions	143 ft deep x 50 ft wide
Garage Area	169 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	240700
Street Address	91 WARD AVE
City	RUMSON
State	NJ
Zip	07760-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	RUMSON
Legal Block	139
Legal Lot Number	29
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3002
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 WARD AVE, RUMSON, NJ 07760-2032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed, Transfer · Conventional Mortgage KEY BANK NA
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
Oct 17, 2019	Grant Deed, Transfer · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Mar 12, 2014 · Amount on Record
Deed Document Number	202277368
Deed Book / Page	9607 / 2904
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 29, 2022
Property Address	91 WARD AVE, RUMSON, NJ 07760-2032
Document Number	0096072904
Book / Page	9607 / 2904
Instrument Date	Jun 30, 2022
Instrument	2022077368
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,635.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 WARD AVE, 91, RUMSON, NJ 07760-2032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 WARD AVE, RUMSON, NJ 07760-2032

Mortgage

Document Number	2022077369
Date	Jul 29, 2022
Instrument	2022077369

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9%
Index	Other
Margin	3
Max Rate	9%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	91 WARD AVE, RUMSON, NJ 07760-2032
Document Number	0000026580
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	91 WARD AVE RUMSON NJ 077602032, RUMSON, NJ 07760-2032

Mortgage

Document Number	0000026580
Date	Mar 6, 2020
Book Page	009401/004751
Instrument	26580

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 5, 2030

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 17, 2019
Property Address	91 WARD AVE, RUMSON, NJ 07760-2032
Document Number	0000097406
Book / Page	009374 / 003619
Instrument Date	Oct 3, 2019
Instrument	97406
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	TRUEX ABSTRACT INC, TRUEX ABS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	91 WARD AVE RUMSON NJ 077602032, RUMSON, NJ 07760-2032

Mortgage

Document Number	97407
Date	Oct 17, 2019
Book Page	009374/003631
Instrument	97407

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,435,700 (+12.96%) Land $884,400 Building $551,300	$1,435,700 (+12.96%) Land $884,400 Building $551,300
2025	$13,333.00 (+3.2%)	$1,271,000 (+11.46%) Land $801,800 Building $469,200	$1,271,000 (+11.46%) Land $801,800 Building $469,200
2024	$12,920.00 (-0.94%)
2023		$1,140,300 Land $753,200 Building $387,100	$1,140,300 Land $753,200 Building $387,100
2022	$13,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	440 (1978–2026)
Claims Outside the SFHA	27 of 440
Most Recent Claim	Jun 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 179 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 104 claims Coastal Storms & Flooding, Mar 1984 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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