85 Ward Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 85 Ward Ave, Rumson, NJ 07760

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,734 sqft · built 1977
Lot Size0.164 acres (7,148 sqft)
Owner2 Individual Names on File
Last Sale$222,500 (Jul 1997)
Tax Bill$10,127 (2025)
Deeds & MortgagesJun 2019 Line of Credit
Jan 2018 Sale
Flood ZoneZone AE (high risk)
APN41-00139-0000-00032

Property Details

APN / Parcel Number

Primary APN41-00139-0000-00032
Alternative APNs
  • 410013900032
  • 241000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,734 sqft Living Area
1st Floor Area1,734 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialOther
Lot Area7,148 sqft (0.164 acres)
Lot Dimensions143 ft deep x 50 ft wide
Garage TypeDetached
Garage Area264 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Deck Area268 sqft
Patio Area80 sqft
Shed1 Shed
Shed Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerConnected

Location & Zoning

Account Number241000
Street Address85 WARD AVE
CityRUMSON
StateNJ
Zip07760-2032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal Block139
Legal Lot Number32
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group3
Census Block3002
Census Tract803800

Owner

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address85 WARD AVE, RUMSON, NJ 07760-2032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2019Deed of Trust, Mortgage · Line of Credit
FIRST CONSTITUTION BK
Jan 30, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 1997 · Amount on Record
Deed SaleJul 31, 1997 · Amount on Record
Deed Book / Page5632 / 180
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address85 WARD AVE, RUMSON, NJ 07760-2032
Document Number0000069002
Instrument DateJun 5, 2019
Transaction TypeMortgage
Record UpdatedAug 16, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 WARD AVE RUMSON NJ 077602032, RUMSON, NJ 07760-2032

Mortgage

Document Number0000069002
DateJul 31, 2019
Book Page009360/005739
Instrument69002
Lender
NameFIRST CONSTITUTION BK
TypeBank
AddressCRANBURY, NJ 08512
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJan 30, 2018
Property Address85 WARD AVE, RUMSON, NJ 07760-2032
Document Number0092708347
Book / Page009270 / 008347
Instrument DateJan 30, 2018
Transaction TypeTransfer
Record UpdatedMar 13, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,076,700 (+11.53%) Land $884,400 Building $192,300$1,076,700 (+11.53%) Land $884,400 Building $192,300
2025$10,127.00 (+2.7%)$965,400 (+8.69%) Land $801,800 Building $163,600$965,400 (+8.69%) Land $801,800 Building $163,600
2024$9,861.00 (-1.33%)
2023$888,200 Land $753,200 Building $135,000$888,200 Land $753,200 Building $135,000
2022$9,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 139 policies
Nearby Flood Policies139 in force
Nearby Flood Claims440 (1978–2026)
Claims Outside the SFHA27 of 440
Most Recent ClaimJun 2026 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 179 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 104 claims
  • Coastal Storms & Flooding, Mar 1984 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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