82 Ward Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 82 Ward Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,460 sqft · built 2014
Lot Size	0.122 acres (5,301 sqft)
Owner	Individual Name on Record
Last Sale	$587,500 (May 2019)
Tax Bill	$10,171 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-00138-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`41-00138-0000-00002`
Alternative APNs	`410013800002` `237200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,460 sqft Living Area
1st Floor Area	1,460 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	5,301 sqft (0.122 acres)
Lot Dimensions	106 ft deep x 50 ft wide
Porch	Open Porch
Deck Area	394 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	237200
Street Address	82 WARD AVE
City	RUMSON
State	NJ
Zip	07760-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	138
Legal Lot Number	2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3006
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	82 WARD AVE, RUMSON, NJ 07760-2034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit CHEVRON FCU
May 6, 2019	Grant Deed, Transfer · Conventional Mortgage CHEVRON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	Aug 4, 2004 · Amount on Record
Deed Document Number	201939008
Deed Book / Page	9346 / 6385
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	82 WARD AVE, RUMSON, NJ 07760-2034
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095428520
Date	Sep 13, 2021
Book Page	9542/8520
Instrument	2021137315

Lender

Name	CHEVRON FCU
Type	Credit Union
Address	OAKLAND, CA 94607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 4, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 6, 2019
Property Address	82 WARD AVE, RUMSON, NJ 07760-2034
Document Number	0000039008
Book / Page	009346 / 006385
Instrument Date	Apr 10, 2019
Instrument	39008
Transaction Type	Transfer
Record Updated	May 27, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 WARD AVE RUMSON NJ 077602034, RUMSON, NJ 07760-2034

Mortgage

Document Number	39009
Date	May 6, 2019
Book Page	009346/006390
Instrument	39009

Lender

Name	CHEVRON FCU
Type	Credit Union
Address	OAKLAND, CA 94607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 5, 2034

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,086,000 (+12%) Land $815,100 Building $270,900	$1,086,000 (+12%) Land $815,100 Building $270,900
2025	$10,171.00 (+2.91%)	$969,600 (+9.26%) Land $739,100 Building $230,500	$969,600 (+9.26%) Land $739,100 Building $230,500
2024	$9,883.00 (-1.55%)
2023		$887,400 Land $697,200 Building $190,200	$887,400 Land $697,200 Building $190,200
2022	$10,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	440 (1978–2026)
Claims Outside the SFHA	27 of 440
Most Recent Claim	Jun 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 179 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 104 claims Coastal Storms & Flooding, Mar 1984 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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