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84 Redbay Rd, Elgin, SC 29045 Property Records

Richland County property record for 84 Redbay Rd, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,765 sqft · built 2003
Lot Size0.817 acres (35,622 sqft)
Owner2 Individual Names on File
Last Sale$505,000 (Mar 2013)
Tax Bill$4,624 (2025)
Deeds & MortgagesMar 2020 Mortgage
May 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN28905-08-08

Property Details

APN / Parcel Number

Primary APN28905-08-08
Alternative APNs
  • R28905-08-08
  • 01624987

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,765 sqft Heated Area
Gross Area5,099 sqft
1st Floor Area2,110 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area35,622 sqft (0.817 acres)
Garage Area851 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchSlab
Porch Area429 sqft
Patio Area54 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01624987
Street Address84 REDBAY RD
CityELGIN
StateSC
Zip29045-8685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 171.1X195.6X106.8X188 #SU WOODCREEK FARMS PH1 TR D14 #PR RB297-46 RB457-2035
Legal SubdivisionWOODCREEK
Legal TractD14
Legal Lot Number21,171
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2065
Census Tract11407

Owner

Source: Richland County records · APN 28905-08-08

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address84 REDBAY RD, ELGIN, SC 29045-8685
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
May 04, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2013 · Amount on Record
Deed SaleMar 11, 2013 · Amount on Record
Prior SaleFeb 10, 2003 · Amount on Record
Deed Document Number201318490
Deed Book / Page1842 / 1062
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address84 REDBAY RD, ELGIN, SC 29045-8685
Document Number2476/2126
Instrument DateMar 03, 2020
Transaction TypeMortgage
Record UpdatedApr 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address84 REDBAY RD ELGIN SC 290458685, ELGIN, SC 29045-8685

Mortgage

Document Number2476/2126
DateMar 11, 2020
Book Page002476/002126
Instrument13499
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 10, 2040

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address84 REDBAY RD, ELGIN, SC 29045-8685
Document Number2209/3395
Instrument DateMay 04, 2017
Transaction TypeMortgage
Record UpdatedOct 02, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address84 REDBAY RD ELGIN SC 290458685, ELGIN, SC 29045-8685

Mortgage

Document Number2209/3395
DateMay 10, 2017
Book Page002209/003395
Instrument34439
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 09, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,624.00 (+17.39%)$526,000 (+2,774.95%)$607,400 (+32.79%) Land $88,000 Building $519,400
2023$3,939.00 (-5.29%)$18,296 (-0.02%)$457,400 (-)
2021$4,159.00$18,300$457,400 Land $80,000 Building $377,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of South Carolina
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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