87 Rancho Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 87 Rancho Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,925 sqft · built 2019
Lot Size	2.42 acres (105,546 sqft)
Owner	Individual Name on Record
Last Sale	$1,295,000 (Nov 2019)
Tax Bill	$18,570 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`046-131-30`

Property Details

APN / Parcel Number

Primary APN	`046-131-30`
Alternative APN	`046-131-30-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,925 sqft Living Area
Gross Area	3,365 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	105,546 sqft
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Location & Zoning

Street Address	87 RANCHO RD
City	WATSONVILLE
State	CA
Zip	95076-8577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	3
Census Block	3028
Census Tract	122300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	87 RANCHO RD, WATSONVILLE, CA 95076-8577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Apr 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 20, 2019	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK
Sep 26, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE
Sep 26, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Sep 26, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Prior Sale	Sep 26, 2017 · Amount on Record
Deed Document Number	201936299
Last Transfer Date	Apr 12, 2021
Transfer Doc	0000022415
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 20, 2021
Property Address	87 RANCHO RD, WATSONVILLE, CA 95076-8577
Document Number	0000022415
Instrument Date	Apr 12, 2021
Instrument	2021-0022415
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 RANCHO RD, WATSONVILLE, CA 95076

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 20, 2021
Property Address	87 RANCHO RD, WATSONVILLE, CA 95076-8577
Document Number	0000022413
Instrument Date	Apr 12, 2021
Instrument	2021-0022413
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 RANCHO RD, WATSONVILLE, CA 95076

Mortgage

Document Number	0000022414
Date	Apr 20, 2021
Instrument	2021-0022414

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 10, 2020
Property Address	87 RANCHO RD, WATSONVILLE, CA 95076-8577
Document Number	0000000940
Instrument Date	Jan 2, 2020
Instrument	940
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	87 RANCHO RD WATSONVILLE CA 95076, WATSONVILLE, CA 95076

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 20, 2019
Property Address	87 RANCHO RD, WATSONVILLE, CA 95076-8577
Document Number	0000036299
Instrument Date	Nov 18, 2019
Instrument	2019-0036299
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	87 RANCHO RD, WATSONVILLE, CA 95076

Mortgage

Document Number	0000036300
Date	Nov 20, 2019
Instrument	2019-0036300

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 26, 2017
Property Address	87 RANCHO RD, WATSONVILLE, CA 95076-8577
Document Number	0000032175
Instrument Date	Sep 12, 2017
Instrument	32175
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	244 SPRING VALLEY RD WATSONVILLE CA 950769638, WATSONVILLE, CA 95076-9638

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 26, 2017
Property Address	87 RANCHO RD, WATSONVILLE, CA 95076-8577
Document Number	0000032173
Instrument Date	Apr 14, 2017
Instrument	32173
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6423 HIDDEN OAKS LN APTOS CA 950039632, APTOS, CA 95003-9632

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 26, 2017
Property Address	87 RANCHO RD, WATSONVILLE, CA 95076-8577
Document Number	0000032174
Instrument Date	Apr 14, 2017
Instrument	32174
Transaction Type	Transfer
Record Updated	Oct 20, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6423 HIDDEN OAKS LN APTOS CA 950039632, APTOS, CA 95003-9632

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,600,761 (+2%) Land $920,303 Building $680,458
2025	$18,570.00 (+21.87%) Homeowner's exemption	$1,569,374 (+15.29%) Land $902,258 Building $667,116
2023	$15,238.00 (+1.79%) Homeowner's exemption	$1,361,276 Land $867,222 Building $494,054	$1,242,810
2022	$14,970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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