61 Rancho Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 61 Rancho Rd, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,982 sqft · built 1980
Lot Size0.227 acres (9,888 sqft)
Owner2 Individual Names on File
Last Sale$433,000 (Nov 2008)
Tax Bill$7,099 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN046-131-10

Property Details

APN / Parcel Number

Primary APN046-131-10
Alternative APN
  • 046-131-10-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,982 sqft Living Area
Gross Area2,654 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area9,888 sqft (0.227 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Deck Area130 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address61 RANCHO RD
CityWATSONVILLE
StateCA
Zip95076-9605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionWELL AND MAINTENANCE AGREEMENT
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group3
Census Block3028
Census Tract122300

Owner

61 Rancho Rd is owned and occupied by two individuals who bought it in November 2008.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address61 RANCHO RD, WATSONVILLE, CA 95076-9605
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2008 · Amount on File
Deed SaleNov 21, 2008 · Amount on File
Prior SaleJul 22, 2008 · Amount on File
Deed Document Number200846854
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address61 RANCHO RD, WATSONVILLE, CA 95076-9605
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK TITLE CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 RANCHO RD, WATSONVILLE, CA 95076-9605

Mortgage

Document Number0000050468
DateNov 25, 2020
Instrument2020-0050468
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 61 Rancho Rd was $7,099 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$568,757 (+2%) Land $341,254 Building $227,503
2025$7,099.00 Homeowner's exemption$557,604 Land $334,562 Building $223,042
2023$6,457.00 (+2.05%) Homeowner's exemption$535,952 Land $321,571 Building $214,381$731,610
2022$6,327.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61 Rancho Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 Rancho Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250

May also be available: Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rancho Rd

Nearby Streets

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