72 Rancho Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 72 Rancho Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,126 sqft · built 1928
Lot Size	3.35 acres (145,926 sqft)
Owner	Individual Name on Record
Last Sale	$44,000 (Aug 1998)
Tax Bill	$5,418 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-141-52`

Property Details

APN / Parcel Number

Primary APN	`046-141-52`
Alternative APN	`046-141-52-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,126 sqft Living Area
Gross Area	1,566 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	145,926 sqft
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	72 RANCHO RD
City	WATSONVILLE
State	CA
Zip	95076-8547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	PARCEL MAPS 24 PG 11
Legal Subdivision	LANDS OF JOE ANTROSIO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1002
Census Tract	122300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	72 RANCHO RD, WATSONVILLE, CA 95076-8547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Feb 20, 2018	Quit Claim Deed, Transfer · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 1998 · Amount on Record
Deed Sale	Aug 31, 1998 · Amount on Record
Prior Sale	Apr 22, 1996 · Amount on Record
Deed Document Number	199851089
Last Transfer Date	Nov 18, 2017
Transfer Doc	0000005109
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	72 RANCHO RD, WATSONVILLE, CA 95076-8547
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 RANCHO RD, WATSONVILLE, CA 95076-8547

Mortgage

Document Number	0000043433
Date	Aug 20, 2021
Instrument	2021-0043433

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	72 RANCHO RD, WATSONVILLE, CA 95076-8547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023523
Date	Jul 1, 2020
Instrument	2020-0023523

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 20, 2018
Property Address	72 RANCHO RD, WATSONVILLE, CA 95076-8547
Document Number	0000005109
Instrument Date	Nov 18, 2017
Instrument	5109
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	72 RANCHO RD WATSONVILLE CA 950768547, WATSONVILLE, CA 95076-8547

Mortgage

Document Number	7262
Date	Feb 20, 2018
Instrument	7262

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 19, 2038

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,156 (+2%) Land $279,597 Building $135,559
2025	$5,418.00 (+10.32%) Homeowner's exemption	$407,015 (+4.04%) Land $274,114 Building $132,901
2023	$4,911.00 (+2.18%) Homeowner's exemption	$391,210 Land $263,470 Building $127,740	$791,010
2022	$4,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	474 units insured incl. 419 condo units
Nearby Flood Claims	16 (1983–2023)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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