91 Rancho Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 91 Rancho Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,716 sqft · built 1980
Lot Size	0.752 acres (32,757 sqft)
Owner	Individual Name on Record
Tax Bill	$3,859 (2025)
Deeds & Mortgages	Sep 2022 Transfer Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-131-25`

Property Details

APN / Parcel Number

Primary APN	`046-131-25`
Alternative APN	`046-131-25-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	32,757 sqft (0.752 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	91 RANCHO RD
City	WATSONVILLE
State	CA
Zip	95076-8577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	PARTITION/HARKINS RANCH MAP
Legal Lot Number	7
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	3
Census Block	3028
Census Tract	122300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	91 RANCHO RD, WATSONVILLE, CA 95076-8577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Intrafamily Transfer, Transfer
Apr 8, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 26, 2017	Quit Claim Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 18, 2022
Transfer Doc	0000025661
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 13, 2022
Property Address	91 RANCHO RD, WATSONVILLE, CA 95076-8577
Document Number	0000025661
Map Reference	VOL 16 PG 7
Instrument Date	Aug 18, 2022
Instrument	2022-0025661
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 RANCHO RD, WATSONVILLE, CA 95076-8577

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 8, 2022
Property Address	91 RANCHO RD, WATSONVILLE, CA 95076-8577
Document Number	0000011376
Instrument Date	Apr 4, 2022
Instrument	2022-0011376
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	91 RANCHO RD, WATSONVILLE, CA 95076-8577

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 26, 2017
Property Address	91 RANCHO RD, WATSONVILLE, CA 95076-8577
Document Number	0000032028
Instrument Date	Aug 21, 2017
Instrument	32028
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.

Transaction

Amount	Amount Recorded
Tax	$1.37
Amount Accuracy	Partial
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 RANCHO RD WATSONVILLE CA 950768577, WATSONVILLE, CA 95076-8577

Mortgage

Document Number	32029
Date	Sep 26, 2017
Instrument	32029

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,882 (+2%) Land $103,595 Building $171,287
2025	$3,859.00 (+11.02%) Homeowner's exemption	$269,493 (+4.04%) Land $101,564 Building $167,929
2023	$3,476.00 (+2.33%) Homeowner's exemption	$259,028 Land $97,620 Building $161,408	$832,770
2022	$3,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rancho Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures