Santa Cruz County property record for 107 Rancho Rd, Watsonville, CA 95076
| Property Type | Recreational Vacant Land |
|---|---|
| Details | 4 bd · 3 ba · 3,502 sqft · built 1954 |
| Lot Size | 4.7 acres (204,819 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,850,000 (Mar 2022) |
| Tax Bill | $8,973 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-051-06 |
| Primary APN | 046-051-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,502 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2013 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 204,819 sqft |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 830 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 107 RANCHO RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9608 |
| Property Category | Public Works |
| Property Type | Public Works > Recreational Vacant Land |
| Local Zoning Code | A |
| Legal Subdivision | HARKINS RANCH |
| Legal Lot Number | 6 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 122300 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 RANCHO RD, WATSONVILLE, CA 95076-9608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 22, 2022 | Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on Record |
| Deed Sale | Mar 22, 2022 · Amount on Record |
| Prior Sale | Jun 11, 2012 · Amount on Record |
| Deed Document Number | 20229236 |
| Prior Transfer Date | Apr 9, 2008 |
| Prior Transfer Doc | 0000018587 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 107 RANCHO RD, WATSONVILLE, CA 95076-9608 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 107 RANCHO RD, WATSONVILLE, CA 95076-9608 |
| Document Number | 0000032423 |
|---|---|
| Date | Dec 7, 2022 |
| Instrument | 2022-0032423 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 22, 2022 |
| Property Address | 107 RANCHO RD, WATSONVILLE, CA 95076-9608 |
| Document Number | 0000009236 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 2022-0009236 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,035.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 107 RANCHO RD, WATSONVILLE, CA 95076-9608 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $726,349 (+2%) Land $508,444 Building $217,905 | ||
| 2025 | $8,973.00 (+9.63%) | $712,106 (+4.04%) Land $498,474 Building $213,632 | |
| 2023 | $8,185.00 (+22.35%) | $684,454 Land $479,118 Building $205,336 | $1,762,650 |
| 2022 | $6,690.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: Etheric Networks.
5G (outdoors only) and 4G LTE
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