Monmouth County and Freehold Borough property record for 87 E Main St, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,144 sqft · built 1911 |
| Lot Size | 0.362 acres (15,751 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Dec 2001) |
| Tax Bill | $9,446 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00048-0000-00025 |
| Primary APN | 16-00048-0000-00025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,144 sqft Living Area |
| 1st Floor Area | 995 sqft |
| Upper Floors Area | 862 sqft |
| Attic | Attic |
| Attic Area | 246 sqft |
| Basement Area | 985 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 15,751 sqft (0.362 acres) |
| Lot Dimensions | 225 ft deep x 70 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 393 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 87 E MAIN ST |
|---|---|
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 48 |
| Legal Lot Number | 25 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 810700 |
Source: Monmouth County and Freehold Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 87 E MAIN ST, FREEHOLD, NJ 07728-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2001 · Amount on Record |
| Deed Sale | Dec 5, 2001 · Amount on Record |
| Deed Book / Page | 8066 / 1716 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 6, 2026 |
| Property Address | 87 E MAIN ST, FREEHOLD, NJ 07728-2224 |
| Document Number | 0000027937 |
| Book / Page | 9787 / 3730 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 202627937 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | HMS TITLE SERVICES, RMS TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 87 E MAIN ST, FREEHOLD, NJ 07728-2224 |
| Investor | Possibly a Property Investor |
| Document Number | 0000027937, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 9787/3730 |
| Instrument | 202627937 |
| Name | RED OAK MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Freehold Borough |
| Elementary School District | Freehold Borough School District (KG - 08) |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $592,800 (+25.83%) Land $349,700 Building $243,100 | $592,800 (+25.83%) Land $349,700 Building $243,100 | |
| 2025 | $9,446.00 (-1.71%) | $471,100 (+8.08%) Land $230,200 Building $240,900 | $471,100 (+8.08%) Land $230,200 Building $240,900 |
| 2024 | $9,610.00 (+9.79%) | ||
| 2023 | $435,900 Land $204,900 Building $231,000 | $435,900 Land $204,900 Building $231,000 | |
| 2022 | $8,753.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2022 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum, T-Mobile.
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