89 E Main St, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 89 E Main St, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,634 sqft · built 1905
Lot Size	0.742 acres (32,339 sqft)
Owner	Individual Name on Record
Last Sale	$423,000 (Dec 2019)
Tax Bill	$12,341 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-00048-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`16-00048-0000-00024`
Alternative APN	`160004800024`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,634 sqft Living Area
1st Floor Area	1,464 sqft
Upper Floors Area	1,170 sqft
Basement Area	1,188 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	32,339 sqft (0.742 acres)
Lot Dimensions	294 ft deep x 110 ft wide
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft
Porch	Open Porch
Deck Area	500 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	89 E MAIN ST
City	FREEHOLD
State	NJ
Zip	07728-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	48
Legal Lot Number	24
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	1
Census Block	1009
Census Tract	810700

Owner

Source: Monmouth County and Freehold Borough records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	89 E MAIN ST, FREEHOLD, NJ 07728-2224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2019 · Amount on Record
Deed Sale	Dec 11, 2019 · Amount on Record
Prior Sale	Aug 1, 1989 · Amount on Record
Deed Document Number	2019118362
Deed Book / Page	9384 / 8611
Record Updated	Sep 20, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 11, 2019
Property Address	89 E MAIN ST, FREEHOLD, NJ 07728-2224
Document Number	0000118362
Book / Page	009384 / 008611
Instrument Date	Jul 26, 2019
Instrument	118362
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 E MAIN ST DEAL NJ 07723, DEAL, NJ 07723

Mortgage

Document Number	118363
Date	Dec 11, 2019
Book Page	009384/008643
Instrument	118363

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

Tax Assessment & Valuation

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Freehold Borough
Elementary School District	Freehold Borough School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$751,400 (+22.08%) Land $365,900 Building $385,500	$751,400 (+22.08%) Land $365,900 Building $385,500
2025	$12,341.00 (+4.86%)	$615,500 (+13.71%) Land $246,400 Building $369,100	$615,500 (+13.71%) Land $246,400 Building $369,100
2024	$11,769.00 (+6.52%)
2023		$541,300 Land $221,100 Building $320,200	$541,300 Land $221,100 Building $320,200
2022	$11,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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