90 E Main St, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 90 E Main St, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,137 sqft · built 1912
Lot Size	0.427 acres (18,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jan 2021)
Tax Bill	$9,221 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-00050-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`16-00050-0000-00008`
Alternative APN	`160005000008`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,137 sqft Living Area
1st Floor Area	1,253 sqft
Upper Floors Area	884 sqft
Basement Area	893 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	18,600 sqft (0.427 acres)
Lot Dimensions	310 ft deep x 60 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	90 E MAIN ST
City	FREEHOLD
State	NJ
Zip	07728-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	FREEHOLD BOROUGH
Legal Block	50
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2008
Census Tract	810800

Owner

Source: Monmouth County and Freehold Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 E MAIN ST, FREEHOLD, NJ 07728-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2017	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK
Jan 6, 2021	Grant Deed, Transfer · Conventional Mortgage GATEWAY MTG GRP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Deed Document Number	20212607
Deed Book / Page	9470 / 3048
Record Updated	Sep 20, 2026

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 17, 2017
Property Address	90 E MAIN ST, FREEHOLD, NJ 07728-2223
Document Number	0000049051
Book / Page	009227 / 005444
Instrument Date	May 8, 2017
Instrument	49051
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	90 E MAIN ST FREEHOLD NJ 077282223, FREEHOLD, NJ 07728-2223

Mortgage

Document Number	49052
Date	May 17, 2017
Book Page	009227/005454
Instrument	49052

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 6, 2021
Property Address	90 E MAIN ST, FREEHOLD, NJ 07728-2223
Document Number	0000002607
Book / Page	009470 / 003048
Instrument Date	May 8, 2017
Instrument	2607
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	90 E MAIN ST FREEHOLD NJ 077282223, FREEHOLD, NJ 07728-2223

Mortgage

Document Number	2608
Date	Jan 6, 2021
Book Page	009470/003055
Instrument	2608

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2051

Tax Assessment & Valuation

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Freehold Borough
Elementary School District	Freehold Borough School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$584,600 (+27.11%) Land $350,300 Building $234,300	$584,600 (+27.11%) Land $350,300 Building $234,300
2025	$9,221.00 (-1.78%)	$459,900 (+8.19%) Land $230,800 Building $229,100	$459,900 (+8.19%) Land $230,800 Building $229,100
2024	$9,388.00 (+10.16%)
2023		$425,100 Land $205,500 Building $219,600	$425,100 Land $205,500 Building $219,600
2022	$8,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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