88 E Main St, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 88 E Main St, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,558 sqft · built 1909
Lot Size	0.296 acres (12,898 sqft)
Owner	Individual Name on Record
Last Sale	$605,000 (Dec 2017)
Tax Bill	$17,325 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-00050-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`16-00050-0000-00007`
Alternative APN	`160005000007`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,558 sqft Living Area
1st Floor Area	1,784 sqft
Upper Floors Area	1,774 sqft
Basement Area	1,160 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	12,898 sqft (0.296 acres)
Lot Dimensions	258 ft deep x 50 ft wide
Garage Area	667 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	42 sqft
Patio Area	60 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	88 E MAIN ST
City	FREEHOLD
State	NJ
Zip	07728-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	BOROUGH/FREEHOLD
Legal Block	50
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2008
Census Tract	810800

Owner

Source: Monmouth County and Freehold Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	88 E MAIN ST, FREEHOLD, NJ 07728-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Dec 20, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS
Jan 30, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2017 · Amount on Record
Deed Sale	Dec 20, 2017 · Amount on Record
Prior Sale	Oct 20, 2009 · Amount on Record
Deed Document Number	2017122895
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	88 E MAIN ST, FREEHOLD, NJ 07728-2223
Document Number	0000016414
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 E MAIN ST FREEHOLD NJ 077282223, FREEHOLD, NJ 07728-2223

Mortgage

Document Number	0000016414
Date	Feb 12, 2020
Book Page	009396/006505
Instrument	16414

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 20, 2017
Property Address	88 E MAIN ST, FREEHOLD, NJ 07728-2223
Document Number	0000122895
Book / Page	009264 / 001428
Instrument Date	Nov 3, 2017
Instrument	122895
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 E MAIN ST FREEHOLD NJ 077282223, FREEHOLD, NJ 07728-2223

Mortgage

Document Number	122896
Date	Dec 20, 2017
Book Page	009264/001452
Instrument	122896

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 30, 2017
Property Address	88 E MAIN ST, FREEHOLD, NJ 07728-2223
Document Number	0000011346
Book / Page	009210 / 006408
Instrument Date	Jan 22, 2017
Instrument	11346
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 E MAIN ST FREEHOLD NJ 077282223, FREEHOLD, NJ 07728-2223

Tax Assessment & Valuation

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Freehold Borough
Elementary School District	Freehold Borough School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$989,800 (+14.55%) Land $346,300 Building $643,500	$989,800 (+14.55%) Land $346,300 Building $643,500
2025	$17,325.00 (-0.16%)	$864,100 (+6.36%) Land $226,800 Building $637,300	$864,100 (+6.36%) Land $226,800 Building $637,300
2024	$17,352.00 (+3.11%)
2023		$812,400 Land $201,500 Building $610,900	$812,400 Land $201,500 Building $610,900
2022	$16,828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures