Monmouth County and Freehold Borough property record for 81 E Main St, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,786 sqft · built 1905 |
| Lot Size | 0.254 acres (11,060 sqft) |
| Owner | Company Name on File |
| Last Sale | $485,000 (Apr 2006) |
| Tax Bill | $9,235 (2025) |
| Deeds & Mortgages | Mar 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00048-0000-00027 |
| Primary APN | 16-00048-0000-00027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,786 sqft Living Area |
| 1st Floor Area | 1,338 sqft |
| Upper Floors Area | 1,069 sqft |
| Attic | Attic |
| Attic Area | 189 sqft |
| Basement Area | 1,016 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,060 sqft (0.254 acres) |
| Lot Dimensions | 158 ft deep x 70 ft wide |
| Porch | Open Porch |
| Deck Area | 224 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Street Address | 81 E MAIN ST |
|---|---|
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | BOROUGH/FREEHOLD |
| Legal Block | 48 |
| Legal Lot Number | 27 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 810700 |
Source: Monmouth County and Freehold Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 709 ADELPHIA RD, FREEHOLD, NJ 07728-8818 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2006 · Amount on File |
| Deed Sale | Apr 27, 2006 · Amount on File |
| Deed Book / Page | 8558 / 8837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 1, 2021 |
| Property Address | 81 E MAIN ST, FREEHOLD, NJ 07728-2224 |
| Document Number | 0094856618 |
| Book / Page | 9485 / 6618 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 2021030988 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Title Company | FIT AGCY LLC, FIT AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 FREEDOM CT, HOWELL, NJ 07731-1877 |
| Name | Verified Name |
|---|---|
| Address | 709 ADELPHIA RD, FREEHOLD, NJ 07728-8818 |
| Investor | Possibly a Property Investor |
| Document Number | 2021030989 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021030989 |
| Name | CONSTRUCTIVE LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Freehold Borough |
| Elementary School District | Freehold Borough School District (KG - 08) |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $582,200 (+26.4%) Land $347,500 Building $234,700 | $582,200 (+26.4%) Land $347,500 Building $234,700 | |
| 2025 | $9,235.00 (-1.79%) | $460,600 (+8.2%) Land $228,000 Building $232,600 | $460,600 (+8.2%) Land $228,000 Building $232,600 |
| 2024 | $9,403.00 (+10.25%) | ||
| 2023 | $425,700 Land $202,700 Building $223,000 | $425,700 Land $202,700 Building $223,000 | |
| 2022 | $8,529.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2022 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum, T-Mobile.
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