8695 Ridgeway Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 8695 Ridgeway Rd, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Details	6 bd · 3.5 ba · 2,688 sqft · built 2005
Lot Size	0.873 acres (38,035 sqft)
Owner	Individual Name on File
Last Sale	$19,500 (Jun 2013)
Tax Bill	$2,562 (2024)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-20-04-225-166`

Property Details

APN / Parcel Number

Primary APN	`14-20-04-225-166`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,688 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	38,035 sqft
Garage Area	747 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8695 RIDGEWAY RD
City	PETOSKEY
State	MI
Zip	49770-8664
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC FF-1
Legal Description	SILVER CREEK CONDO, PLAN #180, UNIT 66. SECTION 4, T34N, R4W
Legal Range	04W
Legal Township	34N
Legal Section	04
Legal Subdivision	SILVER CREEK
Legal Unit	66
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4004
Census Tract	970500

Owner

8695 Ridgeway Rd, a condominium, is owned and occupied by an individual who acquired it in July 2021.

Source: Emmet County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8695 RIDGEWAY RD, 66, PETOSKEY, MI 49770-8664
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2013 · Amount on File
Deed Sale	Jun 12, 2013 · Amount on File
Prior Sale	Dec 11, 2007 · Amount on File
Deed Document Number	20135110325
Deed Book / Page	1157 / 653
Last Transfer Date	Jul 7, 2021
Transfer Doc	1235/287
Record Updated	Oct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jul 19, 2021
Property Address	8695 RIDGEWAY RD, PETOSKEY, MI 49770-8664
Document Number	1235/287
Book / Page	1235 / 287
Instrument Date	Jul 7, 2021
Instrument	5188250
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8695 RIDGEWAY RD, PETOSKEY, MI 49770-8664

Mortgage

Document Number	5188251
Date	Jul 19, 2021
Instrument	5188251

Lender

Name	CARRINGTON MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,300 (+39.21%) Land $288,300	$576,600 (+39.21%) Land $576,600
2025		$207,100 Land $207,100	$414,200 Land $414,200
2024	$2,562.00
2023		$157,900 Land $157,900	$315,800 Land $315,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8695 Ridgeway Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8695 Ridgeway Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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