8665 Ridgeway Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 8665 Ridgeway Rd, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Lot Size	0.682 acres (29,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,900 (Mar 2013)
Tax Bill	$2,271 (2024)
Deeds & Mortgages	Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-20-04-225-165`

Property Details

APN / Parcel Number

Primary APN	`14-20-04-225-165`

Interior

Full Baths	2 Baths
Building Area	1,876 sqft Living Area
1st Floor Area	1,876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Lot Area	29,731 sqft
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8665 RIDGEWAY RD
City	PETOSKEY
State	MI
Zip	49770-8664
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC FF-1
Legal Description	SILVER CREEK CONDO, PLAN #180, UNIT 65. SECTION 4, T34N, R4W
Legal Range	04W
Legal Township	34N
Legal Section	04
Legal Subdivision	SILVER CREEK CONDOMINIUM
Legal Unit	65
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4004
Census Tract	970500

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8665 RIDGEWAY RD, PETOSKEY, MI 49770-8664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2013 · Amount on Record
Deed Sale	Mar 25, 2013 · Amount on Record
Prior Sale	Jul 27, 2011 · Amount on Record
Deed Document Number	20135107379
Deed Book / Page	1154 / 705
Last Transfer Date	Mar 6, 2023
Transfer Doc	0001251/90
Record Updated	Oct 29, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Mar 24, 2023
Property Address	8665 RIDGEWAY RD, PETOSKEY, MI 49770-8664
Document Number	0001251/90
Book / Page	1251 / 90
Instrument Date	Mar 6, 2023
Instrument	5204076
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8665 RIDGEWAY RD, PETOSKEY, MI 49770-8664

Mortgage

Document Number	0005204077
Date	Mar 24, 2023
Instrument	5204077

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,600 (+13.33%) Land $189,600	$379,200 (+13.33%) Land $379,200
2025		$167,300 (+31.11%) Land $167,300	$334,600 (+31.11%) Land $334,600
2024	$2,271.00
2023		$127,600 Land $127,600	$255,200 Land $255,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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