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86026 Black Tern Dr, Yulee, FL 32097 Property Records

Nassau County property record for 86026 Black Tern Dr, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,552 sqft · built 2017
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Oct 2022)
Tax Bill$4,064 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Mar 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-2N-26-1602-0050-0000

Property Details

APN / Parcel Number

Primary APN12-2N-26-1602-0050-0000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,552 sqft Living Area
Gross Area2,951 sqft
1st Floor Area2,312 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area399 sqft
PorchFlorida Room
Porch Area362 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address86026 BLACK TERN DR
CityYULEE
StateFL
Zip32097-2642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 50 PLUMMER CREEK PHASE TWO A PBK 8/142
Legal Range26E
Legal Township02N
Legal Section12
Legal SubdivisionPLUMMER CREEK
Legal Lot Number50
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2003
Census Tract50307

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address86026 BLACK TERN DR, YULEE, FL 32097-2642
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 24, 2022Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 13, 2021Trustee's Deed, Foreclosure
ATTORNEY ONLY, ATTORNEY
Apr 25, 2017Warranty Deed, Subdivision Related Transfer · FHA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2022 · Amount on Record
Deed SaleOct 14, 2022 · Amount on Record
Prior SaleMar 24, 2022 · Amount on Record
Deed Document Number202234886
Deed Book / Page2596 / 881
Prior Transfer DateOct 11, 2022
Prior Transfer Doc0025960881
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateOct 14, 2022
Property Address86026 BLACK TERN DR, YULEE, FL 32097-2642
Document Number0025960881
Book / Page2596 / 881
Map ReferenceMB 8 PG 142-146
Instrument DateOct 1, 2022
Instrument202245034886
Transaction TypeTransfer
Record UpdatedNov 4, 2022
Title CompanyGUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,010.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11201 LAKEVIEW DR, 11201, DUNKIRK, MD 20754-9744

Transferred To (Grantee/Buyer)

NameVerified Name
Address86026 BLACK TERN DR, YULEE, FL 32097-2642

Mortgage

Document Number0002596882
DateOct 14, 2022
Instrument2596/882
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

March 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionNASSAU FL
Recording DateMar 24, 2022
Property Address86026 BLACK TERN DR, YULEE, FL 32097-2642
Document Number0025491095
Book / Page2549 / 1095
Map ReferenceMB 8 PG 142-146
Instrument DateFeb 23, 2022
Instrument202245010769
Transaction TypeTransfer
Record UpdatedApr 14, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,366.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 FOUNTAIN PLZ, 1, BUFFALO, NY 14203-1420

Transferred To (Grantee/Buyer)

NameVerified Name
Address11201 LAKEVIEW DR, DUNKIRK, MD 20754-9744

December 2021: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionNASSAU FL
Recording DateDec 13, 2021
Property Address86026 BLACK TERN DR, YULEE, FL 32097-2642
Document Number0025210190
Book / Page2521 / 190
Map ReferenceMB 8 PG 142-146
Instrument DateDec 13, 2021
Instrument202145045858
Transaction TypeForeclosure
Record UpdatedJan 13, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1201 S ORLANDO AVE STE 430, 430, WINTER PARK, FL 32789-7107

April 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateApr 25, 2017
Property Address86026 BLACK TERN DR, YULEE, FL 32097-2642
Document Number0021151600
Book / Page002115 / 001600
Instrument DateApr 20, 2017
Instrument12209
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,798.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address86026 BLACK TERN DR YULEE FL 320972642, YULEE, FL 32097-2642

Mortgage

Document Number21151602
DateApr 25, 2017
Book Page002115/001602
Instrument12210
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 24, 2047

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,064.00 (+1.35%) Homeowner's exemption$305,094 (+2.9%)$377,334 (+5.32%) Land $60,000 Building $317,334
2024$4,010.00 (+1.34%) Homeowner's exemption$296,496 (+3%)$358,279 (+3.91%) Land $55,000 Building $303,279
2023$3,957.00 (-9.37%) Homeowner's exemption$287,860 (-0.81%)$344,800 (+18.82%) Land $55,000 Building $289,800
2022$4,366.00$290,198 Land $50,000 Building $240,198$290,198 Land $50,000 Building $240,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 142 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies142 in force
Nearby Flood Claims7 (2017–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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