Nassau County property record for 85835 Black Tern Dr, Yulee, FL 32097 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,464 sqft · built 2017 |
| Lot Size | 0.217 acres (9,430 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,076 (Feb 2018) |
| Deeds & Mortgages | Feb 2024 Transfer Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-2N-26-1603-0001-0000 |
| Primary APN | 12-2N-26-1603-0001-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,464 sqft Living Area |
| Gross Area | 2,904 sqft |
| 1st Floor Area | 1,997 sqft |
| Upper Floors Area | 467 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,430 sqft (0.217 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 299 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 85835 BLACK TERN DR |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-2650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 PLUMMER CREEK PHASE TWO B PBK 8/170 |
| Legal Range | 26E |
| Legal Township | 02N |
| Legal Section | 12 |
| Legal Subdivision | PLUMMER CREEK |
| Legal Phase | TWO |
| Legal Lot Number | 1 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 50307 |
Source: Nassau County records · APN 12-2N-26-1603-0001-0000
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85835 BLACK TERN DR, YULEE, FL 32097-2650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2024 | Intrafamily Transfer, Transfer |
| Mar 05, 2020 | Deed of Trust, Mortgage · VA Mortgage GATEWAY FIRST BANK |
| Feb 06, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage JET HOMELOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 06, 2018 · Amount on Record |
| Deed Sale | Feb 06, 2018 · Amount on Record |
| Prior Sale | May 01, 2017 · Amount on Record |
| Deed Document Number | 20183839 |
| Deed Book / Page | 2175 / 906 |
| Last Transfer Date | Mar 12, 2024 |
| Transfer Doc | 0026990477 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Feb 21, 2024 |
| Property Address | 85835 BLACK TERN DR, YULEE, FL 32097-2650 |
| Document Number | 0026950789 |
| Book / Page | 2695 / 789 |
| Map Reference | MB 8 PG 170-174 |
| Instrument Date | Feb 21, 2024 |
| Instrument | 202445004718 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85835 BLACK TERN DR, YULEE, FL 32097-2650 |
| Name | Verified Name |
|---|---|
| Address | 85835 BLACK TERN DR, YULEE, FL 32097-2650 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 85835 BLACK TERN DR, YULEE, FL 32097-2650 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023440952 |
|---|---|
| Date | Mar 05, 2020 |
| Book Page | 2344/952 |
| Instrument | 202045007390 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Feb 06, 2018 |
| Property Address | 85835 BLACK TERN DR, YULEE, FL 32097-2650 |
| Document Number | 0021750906 |
| Book / Page | 2175 / 0906 |
| Map Reference | MB8 PG170-174 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 201803839 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | DF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 360 CORPORATE WAY, 360, ORANGE PARK, FL 32073-6290 |
| Name | Verified Name |
|---|---|
| Address | 85835 BACK TERN DR, YULEE, FL 32097-2650 |
| Document Number | 0201803840 |
|---|---|
| Date | Feb 06, 2018 |
| Instrument | 201803840 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2048 |
Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $303,490 (+5.99%) | $377,897 (+8.02%) Land $55,000 Building $322,897 | |
| 2023 | Disabled Person's exemption Veteran's exemption | $286,347 | $349,853 Land $55,000 Building $294,853 |
Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 142 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 142 in force 137 of 142 on primary residences |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Aug 2024, other causes, Hurricane Debby |
| Flood Events |
|
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 885 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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