Nassau County property record for 86018 Black Tern Dr, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,888 sqft · built 2017 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Aug 2022) |
| Tax Bill | $3,759 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-2N-26-1602-0049-0000 |
| Primary APN | 12-2N-26-1602-0049-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,888 sqft Heated Area |
| Gross Area | 2,601 sqft |
| 1st Floor Area | 1,888 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Area | 441 sqft |
| Porch | Open Porch |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 86018 BLACK TERN DR |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-2642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 49 PLUMMER CREEK PHASE TWO A PBK 8/142 |
| Legal Range | 26E |
| Legal Township | 02N |
| Legal Section | 12 |
| Legal Subdivision | PLUMMER CREEK PHASE |
| Legal Phase | 2 |
| Legal Lot Number | 49 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 50307 |
86018 Black Tern Dr is owned and occupied by an individual who bought it in August 2022.
Source: Nassau County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 86018 BLACK TERN DR, YULEE, FL 32097-2642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 5, 2017 | Warranty Deed, Subdivision Related Transfer · VA Mortgage PRIME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2022 · Amount on File |
| Deed Sale | Aug 3, 2022 · Amount on File |
| Prior Sale | Aug 4, 2020 · Amount on File |
| Deed Document Number | 0025811837 |
| Deed Book / Page | 2581 / 1837 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Aug 3, 2022 |
| Property Address | 86018 BLACK TERN DR, YULEE, FL 32097-2642 |
| Document Number | 0025811837 |
| Book / Page | 2581 / 1837 |
| Map Reference | MB 8 PG 142-146 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 202245027162 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,115.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 551237 BURNS RD, CALLAHAN, FL 32011-8300 |
| Name | Verified Name |
|---|---|
| Address | 86018 BLACK TERN DR, YULEE, FL 32097-2642 |
| Document Number | 0025811839 |
|---|---|
| Date | Aug 3, 2022 |
| Book Page | 2581/1839 |
| Instrument | 202245027163 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Aug 4, 2020 |
| Property Address | 86018 BLACK TERN DR, YULEE, FL 32097-2642 |
| Document Number | 0023810851 |
| Book / Page | 2381 / 851 |
| Map Reference | MB 8 PG 142-146 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 202045024050 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | OSCEOLA LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1680 E 1100 S, 1680, BROOKSTON, IN 47923-8323 |
| Name | Verified Name |
|---|---|
| Address | 86018 BLACK TERN DR, YULEE, FL 32097-2642 |
| Document Number | 0002381852 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 2381/852 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1 Months |
| Due | Sep 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jun 5, 2017 |
| Property Address | 86018 BLACK TERN DR, YULEE, FL 32097-2642 |
| Document Number | 0021241170 |
| Book / Page | 002124 / 001170 |
| Instrument Date | May 24, 2017 |
| Instrument | 16602 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 9, 2017 |
| Title Company | DREAM FINDERS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,649.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86018 BLACK TERN DR YULEE FL 320972642, YULEE, FL 32097-2642 |
| Document Number | 21241172 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 002124/001172 |
| Instrument | 16603 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2047 |
The 2025 property tax bill for 86018 Black Tern Dr was $3,759 with a homeowner's exemption, up 1.3% from the year before.
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,759.00 (+1.35%) Homeowner's exemption | $285,266 (+2.9%) | $335,029 (+5.21%) Land $60,000 Building $275,029 |
| 2024 | $3,709.00 (+1.37%) Homeowner's exemption | $277,226 (+3%) | $318,451 (+3.64%) Land $55,000 Building $263,451 |
| 2023 | $3,659.00 (+19.97%) Homeowner's exemption | $269,151 (+10.49%) | $307,267 (+21.44%) Land $55,000 Building $252,267 |
| 2022 | $3,050.00 Homeowner's exemption | $243,589 | $253,026 Land $50,000 Building $203,026 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86018 Black Tern Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 142 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 142 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86018 Black Tern Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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