86042 Black Tern Dr, Yulee, FL 32097 Property Records

Nassau County property record for 86042 Black Tern Dr, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,786 sqft · built 2016
Lot Size	0.209 acres (9,147 sqft)
Owner	2 Individual Names on File
Last Sale	$279,100 (Oct 2016)
Tax Bill	$3,614 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-2N-26-1602-0052-0000`

Property Details

APN / Parcel Number

Primary APN	`12-2N-26-1602-0052-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,786 sqft Heated Area
Gross Area	3,655 sqft
1st Floor Area	2,316 sqft
Upper Floors Area	470 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Other
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.209 acres)
Garage Area	651 sqft
Porch	Open Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	86042 BLACK TERN DR
City	YULEE
State	FL
Zip	32097-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 52 IN OR 2079/386 PLUMMER CREEK PHASE TWO A PBK 8/142
Legal Range	26E
Legal Township	02N
Legal Section	12
Legal Subdivision	PLUMMER CREEK PHASE
Legal Phase	2
Legal Lot Number	52
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2003
Census Tract	50307

Owner

86042 Black Tern Dr is owned and occupied by two individuals who bought it in October 2016.

Source: Nassau County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	86042 BLACK TERN DR, YULEE, FL 32097-2642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2016 · Amount on File
Deed Sale	Oct 24, 2016 · Amount on File
Deed Document Number	201629951
Deed Book / Page	2079 / 0386
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	86042 BLACK TERN DR, YULEE, FL 32097-2642
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023561693
Date	Apr 27, 2020
Book Page	2356/1693
Instrument	202045012653

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 86042 Black Tern Dr was $3,614 with a homeowner's exemption, up 1.4% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,614.00 (+1.4%) Homeowner's exemption	$275,762 (+2.9%)	$422,086 (+5.24%) Land $60,000 Building $362,086
2024	$3,564.00 (+1.37%) Homeowner's exemption	$267,990 (+3%)	$401,082 (+3.97%) Land $55,000 Building $346,082
2023	$3,516.00 (+10.39%) Homeowner's exemption	$260,184 (+3%)	$385,767 (+19.09%) Land $55,000 Building $330,767
2022	$3,185.00 Homeowner's exemption	$252,606	$323,931 Land $50,000 Building $273,931

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86042 Black Tern Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 142 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	142 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86042 Black Tern Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20