86 Three Vines Ct, Ladera Ranch, CA 92694 Property Records

Orange County property record for 86 Three Vines Ct, Ladera Ranch, CA 92694

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,620 sqft · built 2000
Owner	2 Individual Names on File
Last Sale	$880,000 (Sep 2023)
Tax Bill	$10,915 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`931-888-35`

Property Details

APN / Parcel Number

Primary APN	`931-888-35`
Alternative APN	`759-451-25`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,620 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Garage Area	527 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	86 THREE VINES CT
City	LADERA RANCH
State	CA
Zip	92694-0409
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 15885 BLK LOT 7 UN 102 TRACT 15885, LOT 7 OF PROJECT 931-88 LOCATED ON
Legal Subdivision	PHASE 7 OF THREE VINES
Legal Tract	15885
Legal Lot Number	7
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1005
Census Tract	32057

Owner

86 Three Vines Ct, a condominium, is owned and occupied by two individuals who bought it in September 2023.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	86 THREE VINES CT, LADERA RANCH, CA 92694-0409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 18, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ORANGE COUNTYS CU
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ORANGE CNTYS CU
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage ORANGE CNTYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Prior Sale	Jul 30, 2010 · Amount on File
Deed Document Number	2023226932
Prior Transfer Date	Jul 30, 2009
Prior Transfer Doc	0000415326
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	86 THREE VINES CT, LADERA RANCH, CA 92694-0409
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	TEAM TITLE SERVICES, AMT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 THREE VINES CT, LADERA RANCH, CA 92694-0409

Mortgage

Document Number	0000257398
Date	Sep 18, 2025
Instrument	2025000257398

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 18, 2023
Property Address	86 THREE VINES CT, LADERA RANCH, CA 92694-0409
Document Number	0000226932
Map Reference	MB 804 PG 30-33
Instrument Date	Sep 13, 2023
Instrument	2023000226932
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13816 BORA BORA WAY APT 316, 316, MARINA DEL REY, CA 90292-6869

Mortgage

Document Number	0000226933
Date	Sep 18, 2023
Instrument	2023000226933

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	86 THREE VINES CT, LADERA RANCH, CA 92694-0409
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 THREE VINES CT, LADERA RANCH, CA 92694-0409

Mortgage

Document Number	0000155796
Date	Apr 25, 2022
Instrument	2022000155796

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	9%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	86 THREE VINES CT, LADERA RANCH, CA 92694-0409
Document Number	0000179997
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 THREE VINES CT LADERA RANCH CA 926940409, LADERA RANCH, CA 92694-0409

Mortgage

Document Number	0000179997
Date	Apr 21, 2020
Instrument	179997

Lender

Name	ORANGE CNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	86 THREE VINES CT, LADERA RANCH, CA 92694-0409
Document Number	0000020709
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 THREE VINES CT LADERA RANCH CA 926940409, LADERA RANCH, CA 92694-0409

Mortgage

Document Number	0000020709
Date	Jan 22, 2018
Instrument	20709

Lender

Name	ORANGE CNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 21, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 86 Three Vines Ct was $10,915.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$915,552 (+2%) Land $690,071 Building $225,481
2025	$10,915.00	$897,600 Land $676,540 Building $221,060
2023	$6,267.00 (+1.56%) Homeowner's exemption	$455,622 Land $245,900 Building $209,722
2022	$6,171.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 86 Three Vines Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Three Vines Ct is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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