86 Fred Smith Rd, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 86 Fred Smith Rd, Westminster, MA 01473 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,028 sqft · built 2005
Lot Size	4.07 acres (177,476 sqft)
Owner	2 Individual Names on File
Last Sale	$301,000 (Feb 2009)
Tax Bill	$6,970 (2025)
Deeds & Mortgages	Aug 2021 Refinance May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WMIN M:6 B:7 L:1`

Property Details

APN / Parcel Number

Primary APN	`WMIN M:6 B:7 L:1`
Alternative APN	`100416`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,028 sqft Living Area
Gross Area	5,332 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	177,476 sqft (4.07 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	100416
Street Address	86 FRED SMITH RD
City	WESTMINSTER
State	MA
Zip	01473-6662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MARGARET A SISSON
Legal Block	7
Legal Lot Number	1
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	3
Census Block	3003
Census Tract	708100

Owner

Source: Worcester County and Westminster Town records · APN WMIN M:6 B:7 L:1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	86 FRED SMITH RD, WESTMINSTER, MA 01473-6662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
May 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Dec 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2009 · Amount on Record
Deed Sale	Feb 13, 2009 · Amount on Record
Deed Document Number	20092229
Deed Book / Page	6876 / 200
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	86 FRED SMITH RD, WESTMINSTER, MA 01473-6662
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10088-204
Date	Aug 30, 2021
Book Page	10088/204
Instrument	19105

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2041

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	86 FRED SMITH RD, WESTMINSTER, MA 01473-6662
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9986-238
Date	May 24, 2021
Book Page	9986/238
Instrument	11109

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	86 FRED SMITH RD, WESTMINSTER, MA 01473-6662
Document Number	8992-143
Book / Page	008992 / 000143
Instrument Date	Dec 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8992-143
Date	Dec 29, 2017
Book Page	008992/000143
Instrument	23922

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 28, 2037

Tax Assessment & Valuation

Source: Worcester County and Westminster Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,970.00 (+5.37%)	$566,700 (+5.02%) Land $117,700 Building $449,000	$554,895
2024	$6,615.00 (-2.33%)	$539,600 (+4.05%) Land $117,700 Building $421,900
2023	$6,773.00	$518,600 Land $110,100 Building $408,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277081003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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