25 Fred Smith Rd, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 25 Fred Smith Rd, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 828 sqft · built 1963
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$177,500 (Aug 2020)
Tax Bill	$3,130 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WMIN M:14 B:L:8`

Property Details

APN / Parcel Number

Primary APN	`WMIN M:14 B:L:8`
Alternative APNs	`M:11 B:L:68` `2270`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	828 sqft Living Area
Gross Area	1,020 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	2270
Street Address	25 FRED SMITH RD
City	WESTMINSTER
State	MA
Zip	01473-6663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	8
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	3
Census Block	3004
Census Tract	708100

Owner

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 FRED SMITH RD, WESTMINSTER, MA 01473-6663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Apr 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Aug 31, 2020	Quit Claim Deed, Transfer · Second Mortgage (Down Payment) FIDELITY COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Sep 16, 2016 · Amount on Record
Deed Book / Page	9710 / 82
Prior Transfer Date	Aug 27, 2020
Prior Transfer Doc	9710-82
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	25 FRED SMITH RD, WESTMINSTER, MA 01473-6663
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010397-223
Date	Aug 11, 2022
Book Page	10397/223
Instrument	14604

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	25 FRED SMITH RD, WESTMINSTER, MA 01473-6663
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9308-320
Date	Apr 29, 2019
Book Page	9308/320
Instrument	6347

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2039

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Aug 31, 2020
Property Address	25 FRED SMITH RD, WESTMINSTER, MA 01473-6663
Document Number	9710-82
Book / Page	9710 / 82
Instrument Date	Aug 27, 2020
Instrument	14847
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 FRED SMITH RD, WESTMINSTER, MA 01473-6663

Mortgage

Document Number	14849
Date	Aug 31, 2020
Instrument	14849

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,130.00 (+14.36%)	$266,800 (+19.91%) Land $95,500 Building $171,300	$301,609 (+23.53%)
2025	$2,737.00 (+3.63%)	$222,500 (+3.3%) Land $95,500 Building $127,000	$244,150
2024	$2,641.00 (-0.68%)	$215,400 (+5.8%) Land $95,500 Building $119,900
2023	$2,659.00	$203,600 Land $89,200 Building $114,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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