Pender County property record for 86 Emerald Rdg, Hampstead, NC 28443 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,675 sqft Living Area |
| Lot Size | 13,939 sqft (0.32 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $183,500 (2012) |
| Tax Bill | $2,292.00 (2025) |
| Primary APN | 4203-13-1628-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,675 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Lot Area | 13,939 sqft (0.32 acres) |
| Porch | 1 Porch |
| Porch Area | 90 sqft Porch |
| Heating System | Heat Pump Heating |
|---|
| Account Number | 400948134 |
|---|---|
| Street Address | 86 EMERALD RDG |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-8461 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L50,PB 36/99 EMERALD RIDGE |
| Legal Subdivision | EMERALD RIDGE |
| Legal Lot Number | 50 |
| Jurisdiction | PENDER NC |
| Minor Civil Division | TOPSAIL |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 920201 |
Source: Pender County records · APN 4203-13-1628-0000
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 EMERALD RDG, HAMPSTEAD, NC 28443-8461 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION |
| Dec 06, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2012 · Amount on Record |
| Deed Sale | Jun 28, 2012 · Amount on Record |
| Prior Sale | Jun 30, 2005 · Amount on Record |
| Deed Doc Number | 20124095_00281 |
| Deed Book / Page | 4095 / 281 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 14, 2026 |
| Property Address | 86 EMERALD RDG, HAMPSTEAD, NC 28443-8461 |
| Document Number | 0020156000 |
| Book / Page | 4892 / 2196 |
| Instrument Date | May 12, 2026 |
| Instrument | 202620156000 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 86 EMERALD RDG, HAMPSTEAD, NC 28443-8461 |
| Document Number | 0020156000, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 4892/2196 |
| Instrument | 202620156000 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 86 EMERALD RDG, HAMPSTEAD, NC 28443-8461 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0047730850 |
|---|---|
| Date | Dec 06, 2021 |
| Book Page | 4773/850 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2042 |
Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,292.00 (+15%) | $397,944 (+75.9%) Land $44,310 Building $353,634 | $397,944 (+75.9%) Land $44,310 Building $353,634 |
| 2023 | $226,239 (-) Land $78,563 Building $147,676 | $226,239 (-) Land $78,563 Building $147,676 | |
| 2022 | $1,993.00 | $226,239 Land $78,563 Building $147,676 | $226,239 Land $78,563 Building $147,676 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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