115 Emerald Rdg, Hampstead, NC 28443 Property Records

Pender County property record for 115 Emerald Rdg, Hampstead, NC 28443 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2003
Square Footage	1,738 sqft Living Area
Lot Size	11,761 sqft (0.269 acres)
Occupancy	Owner Occupied
Last Sale	$227,000 (2020)
Tax Bill	$1,969.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4203-03-9704-0000`
Alternative APNs	`000035296` `949688`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,738 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2003
Architectural Style	Conventional Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Lot Area	11,761 sqft (0.269 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	96 sqft Shed
Porch	1 Porch
Porch Area	30 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	000035296
Old Parcel Number	4203 03 9704 0000
Street Address	115 EMERALD RDG
City	HAMPSTEAD
State	NC
Zip	28443-8465
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L68,PB 36/103 EMERALD RIDGE
Legal Subdivision	EMERALD RIDGE
Legal Lot Number	68
Jurisdiction	PENDER NC
Minor Civil Division	TOPSAIL
Census Blockgroup	2
Census Block	2010
Census Tract	920201

Owner

Source: Pender County records · APN 4203-03-9704-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	115 EMERALD RDG, HAMPSTEAD, NC 28443-8465
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Prior Sale	Aug 30, 2012 · Amount on Record
Deed Doc Number	0008404712
Deed Book / Page	840 / 4712
Record Refreshed	Jun 08, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 20, 2020
Property Address	115 EMERALD RDG, HAMPSTEAD, NC 28443-8465
Document Number	0047120840
Book / Page	004712 / 000840
Instrument Date	May 12, 2020
Instrument	20063695
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$454.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 EMERALD RDG HAMPSTEAD NC 284438465, HAMPSTEAD, NC 28443-8465

Mortgage

Document Number	47120843
Date	May 20, 2020
Book Page	004712/000843
Instrument	20063696

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,969.00 (+15.69%)	$331,908 (+73.5%) Land $39,848 Building $292,060	$331,908 (+73.5%) Land $39,848 Building $292,060
2023		$191,296 (-) Land $75,587 Building $115,709	$191,296 (-) Land $75,587 Building $115,709
2022	$1,702.00	$191,296 Land $75,587 Building $115,709	$191,296 Land $75,587 Building $115,709

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 36% of the US · above 51% of North Carolina
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.