129 Emerald Rdg, Hampstead, NC 28443 Property Records

Pender County property record for 129 Emerald Rdg, Hampstead, NC 28443 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,846 sqft Living Area
Lot Size	12,197 sqft (0.28 acres)
Occupancy	Owner Occupied
Last Sale	$293,500 (2021)
Tax Bill	$2,082.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4203-03-8862-0000`
Alternative APNs	`000042435` `967350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,846 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2003
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	12,197 sqft (0.28 acres)
Deck Area	188 sqft Deck
Porch	1 Porch
Porch Area	96 sqft Porch

Utilities and HVAC

Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	000042435
Old Parcel Number	4203 03 8862 0000
Street Address	129 EMERALD RDG
City	HAMPSTEAD
State	NC
Zip	28443-8465
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L67,PB 36/103 EMERALD RIDGE
Legal Subdivision	EMERALD RIDGE
Legal Tract	1
Legal Lot Number	67
Jurisdiction	PENDER NC
Minor Civil Division	TOPSAIL
Census Blockgroup	2
Census Block	2010
Census Tract	920201

Owner

Source: Pender County records · APN 4203-03-8862-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	129 EMERALD RDG, HAMPSTEAD, NC 28443-8465
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Deed Doc Number	0002064765
Deed Book / Page	206 / 4765
Record Refreshed	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Sep 16, 2021
Property Address	129 EMERALD RDG, HAMPSTEAD, NC 28443-8465
Document Number	0047650206
Book / Page	4765 / 206
Map Reference	MB 32 PG 137
Instrument Date	Sep 08, 2021
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$587.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 EMERALD RDG, HAMPSTEAD, NC 28443-8465

Mortgage

Document Number	0004765209
Date	Sep 16, 2021
Instrument	4765/209

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,082.00 (+15.41%)	$368,743 (+81.21%) Land $40,740 Building $328,003	$368,743 (+81.21%) Land $40,740 Building $328,003
2023		$203,490 (-) Land $76,183 Building $127,307	$203,490 (-) Land $76,183 Building $127,307
2022	$1,804.00	$203,490 Land $76,183 Building $127,307	$203,490 Land $76,183 Building $127,307

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 36% of the US · above 51% of North Carolina
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.