Pender County property record for 145 Emerald Rdg, Hampstead, NC 28443 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,604 sqft Living Area |
| Lot Size | 13,939 sqft (0.319 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $232,000 (2019) |
| Tax Bill | $1,947.00 (2025) |
| Primary APN | 4203-03-8940-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,604 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Raised Foundation |
| Lot Area | 13,939 sqft (0.319 acres) |
| Patio Area | 100 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 20 sqft Porch |
| Heating System | Heat Pump Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Account Number | 000030064 |
|---|---|
| Old Parcel Number | 4203 03 8940 0000 |
| Street Address | 145 EMERALD RDG |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-8465 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L66,PB 36/103 EMERALD RIDGE |
| Legal Subdivision | EMERALD RIDGE |
| Legal Lot Number | 66 |
| Jurisdiction | PENDER NC |
| Minor Civil Division | TOPSAIL |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 920201 |
Source: Pender County records · APN 4203-03-8940-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 145 EMERALD RDG, HAMPSTEAD, NC 28443-8465 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 19, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Sep 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 01, 2019 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2019 · Amount on Record |
| Deed Sale | Jul 01, 2019 · Amount on Record |
| Prior Sale | May 24, 2007 · Amount on Record |
| Deed Doc Number | 0003604688 |
| Deed Book / Page | 360 / 4688 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 145 EMERALD RDG, HAMPSTEAD, NC 28443-8465 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0047611719 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 4761/1719 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 145 EMERALD RDG, HAMPSTEAD, NC 28443-8465 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0047992672 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 4799/2672 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | WILMINGTON, NC 28404 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 145 EMERALD RDG, HAMPSTEAD, NC 28443-8465 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0046512541 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 4651/2541 |
| Instrument | 4651-2541 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jul 01, 2019 |
| Property Address | 145 EMERALD RDG, HAMPSTEAD, NC 28443-8465 |
| Document Number | 0046880360 |
| Book / Page | 4688 / 0360 |
| Map Reference | MB 32 PG 137 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $464.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1270 NEWLAND CT, 1270, CARLSBAD, CA 92008-1971 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 145 EMERALD RDG, HAMPSTEAD, NC 28443-8465 |
| Document Number | 0004688362 |
|---|---|
| Date | Jul 01, 2019 |
| Instrument | 4688/362 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 5 Years |
| Margin | 2 |
Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,947.00 (+15.69%) | $355,291 (+88.02%) Land $44,310 Building $310,981 | $355,291 (+88.02%) Land $44,310 Building $310,981 |
| 2023 | $188,964 (-) Land $78,563 Building $110,401 | $188,964 (-) Land $78,563 Building $110,401 | |
| 2022 | $1,683.00 | $188,964 Land $78,563 Building $110,401 | $188,964 Land $78,563 Building $110,401 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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