Pender County property record for 128 Emerald Rdg, Hampstead, NC 28443 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,629 sqft Living Area |
| Lot Size | 14,375 sqft (0.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $375,000 (2023) |
| Tax Bill | $1,723.00 (2025) |
| Primary APN | 4203-13-0834-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,629 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Lot Area | 14,375 sqft (0.33 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 224 sqft Shed |
| Patio Area | 100 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 18 sqft Porch |
| Heating System | Heat Pump Heating |
|---|
| Account Number | 000051797 |
|---|---|
| Street Address | 128 EMERALD RDG |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-8464 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L48,PB 36/99 EMERALD RIDGE |
| Legal Subdivision | EMERALD RIDGE |
| Legal Lot Number | 48 |
| Jurisdiction | PENDER NC |
| Minor Civil Division | TOPSAIL |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 920201 |
Source: Pender County records · APN 4203-13-0834-0000
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 EMERALD RDG, HAMPSTEAD, NC 28443-8464 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 16, 2024 | Deed of Trust, Mortgage · Veterans Administration Mortgage EXTREME LOANS LLC |
| Aug 03, 2023 | Warranty Deed, Transfer · Veterans Administration Mortgage BAY VALLEY MORTGAGE GROUP |
| Jun 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2023 · Amount on Record |
| Deed Sale | Aug 03, 2023 · Amount on Record |
| Deed Doc Number | 202320118632 |
| Deed Book / Page | 4818 / 1309 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 128 EMERALD RDG, HAMPSTEAD, NC 28443-8464 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | JBS TITLE AND ESCROW LLC, JS TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 128 EMERALD RDG, HAMPSTEAD, NC 28443-8464 |
| Document Number | 0048481510 |
|---|---|
| Date | Oct 16, 2024 |
| Book Page | 4848/1510 |
| Name | EXTREME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Aug 03, 2023 |
| Property Address | 128 EMERALD RDG, HAMPSTEAD, NC 28443-8464 |
| Document Number | 0048181309 |
| Book / Page | 4818 / 1309 |
| Map Reference | MB 36 PG 99 |
| Instrument Date | Jul 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 KATYDID CT, HAMPSTEAD, NC 28443-2094 |
| Name | Verified Name |
|---|---|
| Address | 128 EMERALD RDG, HAMPSTEAD, NC 28443-8464 |
| Document Number | 0048181311 |
|---|---|
| Date | Aug 03, 2023 |
| Instrument | 4818-1311 |
| Name | BAY VALLEY MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 128 EMERALD RDG, HAMPSTEAD, NC 28443-8464 |
| Document Number | 0047141556 |
| Instrument Date | Jun 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 128 EMERALD RDG HAMPSTEAD NC 284438464, HAMPSTEAD, NC 28443-8464 |
| Document Number | 0047141556 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 004714/001556 |
| Instrument | 20064753 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 11, 2035 |
Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,723.00 (-7.12%) | $323,160 (+54.12%) Land $45,203 Building $277,957 | $323,160 (+54.12%) Land $45,203 Building $277,957 |
| 2023 | $209,675 (-) Land $79,159 Building $130,516 | $209,675 (-) Land $79,159 Building $130,516 | |
| 2022 | $1,855.00 | $209,675 Land $79,159 Building $130,516 | $209,675 Land $79,159 Building $130,516 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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