86 Bainbridge Ln, Webster, NY 14580 Property Records

Monroe County and Penfield Town property record for 86 Bainbridge Ln, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,226 sqft · built 2003
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,200 (Apr 2003)
Tax Bill	$11,546 (2026)
Deeds & Mortgages	Mar 2020 Loan Modification Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`264200 095.01-2-28`

Property Details

APN / Parcel Number

Primary APN	`264200 095.01-2-28`
Alternative APNs	`42000950100002028000` `00630500000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,226 sqft Living Area
1st Floor Area	1,778 sqft
2nd Floor Area	448 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,473 sqft (0.47 acres)
Lot Width	111 ft Width
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	750 sqft
Porch	Slab
Porch Area	260 sqft
Patio Area	300 sqft
Canopy	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00630500000
Street Address	86 BAINBRIDGE LN
City	WEBSTER
State	NY
Zip	14580-8815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	T34 T13 R4 CRANBERRY COVE SECIII LOT 307
Legal Block	2
Legal Lot Number	28.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	1
Census Block	1008
Census Tract	11506

Owner

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 BAINBRIDGE LN, WEBSTER, NY 14580-8815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR
Apr 11, 2018	Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2003 · Amount on Record
Deed Sale	Apr 28, 2003 · Amount on Record
Deed Book / Page	9776 / 372
Record Updated	Oct 29, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	86 BAINBRIDGE LN, WEBSTER, NY 14580-8815
Document Number	0000000087
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 BAINBRIDGE LN WEBSTER NY 145808815, WEBSTER, NY 14580-8815

Mortgage

Document Number	0000000087
Date	Apr 15, 2020
Book Page	028464/000531
Instrument	87

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	86 BAINBRIDGE LN, WEBSTER, NY 14580-8815
Document Number	0000000156
Instrument Date	Apr 11, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 BAINBRIDGE LN WEBSTER NY 145808815, WEBSTER, NY 14580-8815

Mortgage

Document Number	0000000156
Date	Apr 20, 2018
Book Page	027567/000115
Instrument	156

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,546.00 (+7.62%)
2025	$10,728.00 (-8.72%)	$393,500 (-) Land $67,900 Building $325,600	$524,700 (+25.35%) Land $90,539 Building $434,161
2023		$393,500 (-) Land $67,900 Building $325,600	$418,600 (+6.38%) Land $72,231 Building $346,369
2022		$393,500 Land $67,900 Building $325,600	$393,500 Land $67,900 Building $325,600
2021	$11,753.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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