82 Bainbridge Ln, Webster, NY 14580 Property Records

Monroe County and Penfield Town property record for 82 Bainbridge Ln, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,116 sqft · built 2004
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,454 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`264200 095.01-2-29`

Property Details

APN / Parcel Number

Primary APN	`264200 095.01-2-29`
Alternative APNs	`42000950100002029000` `00630500000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,116 sqft Living Area
1st Floor Area	1,192 sqft
2nd Floor Area	924 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	23,958 sqft (0.55 acres)
Lot Width	114 ft Width
Garage Type	Attached
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	736 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00630500000
Street Address	82 BAINBRIDGE LN
City	WEBSTER
State	NY
Zip	14580-8815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	T34 T13 R4 CRANBERRY COVE SECIII LOT 308
Legal Subdivision	CRANBERRY COVE SUBDIVISION
Legal Block	2
Legal Lot Number	29.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	1
Census Block	1008
Census Tract	11506

Owner

82 Bainbridge Ln is owned and occupied by two individuals who acquired it in October 2014.

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	82 BAINBRIDGE LN, WEBSTER, NY 14580-8815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU
May 14, 2020	Loan Modification, Mortgage · Conventional Mortgage ESL FCU
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU
Jun 13, 2018	Deed of Trust, Mortgage · Line of Credit ESL FCU
Jun 13, 2018	Loan Modification, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 5, 2014
Transfer Doc	1146000024
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	82 BAINBRIDGE LN, WEBSTER, NY 14580-8815
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 BAINBRIDGE LN, WEBSTER, NY 14580-8815

Mortgage

Document Number	0000000066
Date	Sep 27, 2021
Book Page	29478/66
Instrument	202109270919

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	82 BAINBRIDGE LN, WEBSTER, NY 14580-8815
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 BALNBRLDGE LANE, WEBSTER, NY 14580-8815

Mortgage

Document Number	0000000054
Date	Sep 27, 2021
Book Page	29478/54
Instrument	202109270918

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	82 BAINBRIDGE LN, WEBSTER, NY 14580-8815
Document Number	0000000235
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	CHICAGO TITLE ROCHESTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 BAINBRIDGE LN WEBSTER NY 145808815, WEBSTER, NY 14580-8815

Mortgage

Document Number	0000000235
Date	May 20, 2020
Book Page	028521/000412
Instrument	235

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 19, 2035

Interest

Rate Type	Fixed Rate
Rate	3%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	82 BAINBRIDGE LN, WEBSTER, NY 14580-8815
Document Number	0000000234
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	CHICAGO TITLE ROCHESTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 BAINBRIDGE LN WEBSTER NY 145808815, WEBSTER, NY 14580-8815

Mortgage

Document Number	0000000234
Date	May 20, 2020
Book Page	028521/000400
Instrument	234

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 19, 2035

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	82 BAINBRIDGE LN, WEBSTER, NY 14580-8815
Document Number	0000000141
Instrument Date	Jun 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 BAINBRIDGE LN WEBSTER NY 145808815, WEBSTER, NY 14580-8815

Mortgage

Document Number	0000000141
Date	Jun 28, 2018
Book Page	027656/000382
Instrument	141

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	82 BAINBRIDGE LN, WEBSTER, NY 14580-8815
Document Number	0000000142
Instrument Date	Jun 13, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 BAINBRIDGE LN WEBSTER NY 145808815, WEBSTER, NY 14580-8815

Mortgage

Document Number	0000000142
Date	Jun 28, 2018
Book Page	027656/000391
Instrument	142

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 82 Bainbridge Ln was $10,454, up 7.8% from the year before.

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,454.00 (+7.8%)
2025	$9,698.00	$350,600 Land $72,900 Building $277,700	$467,500 Land $97,207 Building $370,293
2023		$350,600 (-) Land $72,900 Building $277,700	$373,000 (+6.39%) Land $77,558 Building $295,442
2022		$350,600 Land $72,900 Building $277,700	$350,600 Land $72,900 Building $277,700
2021	$9,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 Bainbridge Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Bainbridge Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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