78 Bainbridge Ln, Webster, NY 14580 Property Records

Monroe County and Penfield Town property record for 78 Bainbridge Ln, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,277 sqft · built 2002
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$559,900 (May 2026)
Tax Bill	$10,531 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`264200 095.01-2-30`

Property Details

APN / Parcel Number

Primary APN	`264200 095.01-2-30`
Alternative APNs	`42000950100002030000` `00630500000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,277 sqft Living Area
1st Floor Area	1,281 sqft
2nd Floor Area	996 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	22,216 sqft (0.51 acres)
Lot Width	106 ft Width
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00630500000
Street Address	78 BAINBRIDGE LN
City	WEBSTER
State	NY
Zip	14580-8815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	T34 T13 R4 CRANBERRY COVE SECIII LOT 309
Legal Block	2
Legal Lot Number	30.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	1
Census Block	1008
Census Tract	11506

Owner

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 WALPOLE CT, FAIRPORT, NY 14450-4405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORPORATION
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage CORNING FCU
Dec 14, 2016	Deed of Trust, Mortgage · Conventional Mortgage CORNING FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Jan 22, 2013 · Amount on Record
Deed Document Number	20263418035
Deed Book / Page	13192 / 95
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	May 8, 2026
Property Address	78 BAINBRIDGE LN, WEBSTER, NY 14580-8815
Document Number	0003418035
Book / Page	13192 / 95
Instrument Date	May 7, 2026
Instrument	20263418035
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	ABAR ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226,199.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WALPOLE CT, FAIRPORT, NY 14450-4405

Mortgage

Document Number	0000008036,
Date	May 8, 2026
Instrument	20268036

Lender

Name	PREMIUM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	78 BAINBRIDGE LN, WEBSTER, NY 14580-8815
Document Number	0000000478
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 BAINBRIDGE LN WEBSTER NY 145808815, WEBSTER, NY 14580-8815

Mortgage

Document Number	0000000478
Date	Oct 24, 2019
Book Page	028249/000517
Instrument	478

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	78 BAINBRIDGE LN, WEBSTER, NY 14580-8815
Document Number	0000000656
Book / Page	026983 / 000295
Instrument Date	Dec 14, 2016
Transaction Type	Mortgage
Record Updated	Jan 10, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 BAINBRIDGE LN WEBSTER NY 145808815, WEBSTER, NY 14580-8815

Mortgage

Document Number	0000000656
Date	Jan 5, 2017
Book Page	026983/000295
Instrument	656

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 4, 2022

Tax Assessment & Valuation

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,531.00 (+10.57%) Homeowner's exemption
2025	$9,524.00 (+0.78%)	$359,200 (-) Land $70,200 Building $289,000	$478,900 (+25.33%) Land $93,593 Building $385,307
2023		$359,200 (-) Land $70,200 Building $289,000	$382,100 (+6.38%) Land $74,675 Building $307,425
2022		$359,200 Land $70,200 Building $289,000	$359,200 Land $70,200 Building $289,000
2021	$9,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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