85 Bainbridge Ln, Webster, NY 14580 Property Records

Monroe County and Penfield Town property record for 85 Bainbridge Ln, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,451 sqft · built 2002
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,804 (May 2002)
Tax Bill	$10,444 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`264200 095.01-2-24`

Property Details

APN / Parcel Number

Primary APN	`264200 095.01-2-24`
Alternative APNs	`42000950100002024000` `00630500000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,451 sqft Living Area
1st Floor Area	1,335 sqft
2nd Floor Area	822 sqft
Upper Floors Area	294 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
Lot Width	85.4 ft Width
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	438 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00630500000
Street Address	85 BAINBRIDGE LN
City	WEBSTER
State	NY
Zip	14580-8814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	T34 T13 R4 CRANBERRY COVE SECIII LOT 303
Legal Subdivision	CRANBERRY COVE SUBDIVISION
Legal Block	2
Legal Lot Number	24.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	1
Census Block	1008
Census Tract	11506

Owner

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 BAINBRIDGE LN, WEBSTER, NY 14580-8814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU
Apr 2, 2019	Deed of Trust, Mortgage · Line of Credit ESL FCU
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2002 · Amount on Record
Deed Sale	May 31, 2002 · Amount on Record
Deed Book / Page	9626 / 283
Last Transfer Date	Dec 10, 2010
Transfer Doc	0000000724
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	85 BAINBRIDGE LN, WEBSTER, NY 14580-8814
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000041
Date	Jul 12, 2022
Book Page	29968/278
Instrument	202207120041

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	85 BAINBRIDGE LN, WEBSTER, NY 14580-8814
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000346
Date	Apr 2, 2019
Book Page	27971/351
Instrument	201904020346

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 17, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	85 BAINBRIDGE LN, WEBSTER, NY 14580-8814
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	ABAR ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 BAINBRIDGE LN, WEBSTER, NY 14580-8814

Mortgage

Document Number	0000000051
Date	Dec 15, 2020
Book Page	28913/149
Instrument	202012150051

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,444.00 (+7.99%) Disabled Person's exemption Veteran's exemption
2025	$9,671.00 (+4.51%)	$377,000 (-) Land $69,500 Building $307,500	$502,700 (+25.33%) Land $92,673 Building $410,027
2023		$377,000 (+1.34%) Land $69,500 Building $307,500	$401,100 (+7.82%) Land $73,943 Building $327,157
2022		$372,000 Land $69,500 Building $302,500	$372,000 Land $69,500 Building $302,500
2021	$9,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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