Union County and Westfield Town property record for 858 Summit Ave, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 4,413 sqft · built 2003 |
| Lot Size | 0.262 acres (11,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,066,000 (Nov 2017) |
| Tax Bill | $24,465 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04704-0000-00017-01 |
| Primary APN | 20-04704-0000-00017-01 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,413 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 11,400 sqft (0.262 acres) |
| Lot Dimensions | 200 ft deep x 57 ft wide |
| Old Parcel Number | 2004704000000017 |
|---|---|
| Street Address | 858 SUMMIT AVE |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WESTFIELD PKWY |
| Legal Block | 4704 |
| Legal Lot Number | 17.1 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 36700 |
858 Summit Ave is owned and occupied by two individuals who bought it in November 2017.
Source: Union County and Westfield Town records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 858 SUMMIT AVE, WESTFIELD, NJ 07090-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 22, 2017 | Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2017 · Amount on File |
| Deed Sale | Nov 22, 2017 · Amount on File |
| Prior Sale | Jan 8, 2008 · Amount on File |
| Deed Document Number | 2017293889 |
| Prior Transfer Date | Jan 30, 1992 |
| Prior Transfer Doc | 0052000146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 7, 2026 |
| Property Address | 858 SUMMIT AVE, WESTFIELD, NJ 07090-2606 |
| Document Number | 0000095741 |
| Book / Page | 15841 / 2220 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202695741 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 858 SUMMIT AVE, WESTFIELD, NJ 07090-2606 |
| Document Number | 0000095741, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 15841/2220 |
| Instrument | 202695741 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 4, 2051 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 858 SUMMIT AVE, WESTFIELD, NJ 07090-2606 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0149692276 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 14969/2276 |
| Instrument | 12666 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Nov 22, 2017 |
| Property Address | 858 SUMMIT AVE, WESTFIELD, NJ 07090-2606 |
| Document Number | 0062300007 |
| Book / Page | 006230 / 000007 |
| Instrument Date | Nov 19, 2017 |
| Instrument | 293889 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | NFTS TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,066.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 858 SUMMIT AVE WESTFIELD NJ 070902606, WESTFIELD, NJ 07090-2606 |
| Document Number | 143680701 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 014368/000701 |
| Instrument | 649678 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 21, 2047 |
The 2025 property tax bill for 858 Summit Ave was $24,465, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,067,400 (-) Land $454,800 Building $612,600 | $1,067,400 (-) Land $454,800 Building $612,600 | |
| 2025 | $24,465.00 (+1.78%) | $1,067,400 Land $454,800 Building $612,600 | $1,067,400 Land $454,800 Building $612,600 |
| 2024 | $24,038.00 | ||
| 2023 | $1,067,400 Land $454,800 Building $612,600 | $1,067,400 Land $454,800 Building $612,600 | |
| 2022 | $23,055.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 858 Summit Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1999–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 858 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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