Union County and Westfield Town property record for 869 Summit Ave, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,628 sqft · built 2002 |
| Lot Size | 0.296 acres (12,898 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,511,000 (Sep 2025) |
| Tax Bill | $20,986 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04706-0000-00038 |
| Primary APN | 20-04706-0000-00038 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,628 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 12,898 sqft (0.296 acres) |
| Lot Dimensions | 172 ft deep x 75 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 2000638000000010 |
|---|---|
| Street Address | 869 SUMMIT AVE |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4706 |
| Legal Lot Number | 38 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 36700 |
869 Summit Ave is owned and occupied by two individuals who bought it in September 2025.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 869 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 11, 2025 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jun 18, 2020 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| May 10, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2025 · Amount on File |
| Deed Sale | Sep 11, 2025 · Amount on File |
| Prior Sale | Jun 18, 2020 · Amount on File |
| Deed Document Number | 202549289 |
| Deed Book / Page | 6594 / 2560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 869 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0150682524 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 15068/2524 |
| Instrument | 21898 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 11, 2025 |
| Property Address | 869 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Document Number | 0065942560 |
| Book / Page | 6594 / 2560 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 49289 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,868.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 BATES WAY, WESTFIELD, NJ 07090-3411 |
| Name | Verified Name |
|---|---|
| Address | 869 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Document Number | 0000082909 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 82909 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 18, 2020 |
| Property Address | 869 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Document Number | 0063712592 |
| Book / Page | 6371 / 2592 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 325234 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,919.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 515 JERSEY AVE, 515, SPRING LAKE, NJ 07762-1452 |
| Name | Verified Name |
|---|---|
| Address | 869 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Document Number | 693347 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 693347 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 869 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Document Number | 0142790850 |
| Instrument Date | May 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 869 SUMMIT AVE WESTFIELD NJ 070902605, WESTFIELD, NJ 07090-2605 |
| Document Number | 0142790850 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 014279/000850 |
| Instrument | 641141 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 30, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 869 Summit Ave was $20,986, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $938,600 (+2.51%) Land $516,000 Building $422,600 | $938,600 (+2.51%) Land $516,000 Building $422,600 | |
| 2025 | $20,986.00 (+1.78%) | $915,600 Land $516,000 Building $399,600 | $915,600 Land $516,000 Building $399,600 |
| 2024 | $20,619.00 | ||
| 2023 | $915,600 Land $516,000 Building $399,600 | $915,600 Land $516,000 Building $399,600 | |
| 2022 | $19,776.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 869 Summit Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1999–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 869 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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