Union County and Westfield Town property record for 861 Summit Ave, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 1,999 sqft · built 1938 |
| Lot Size | 0.196 acres (8,551 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $715,000 (Oct 2018) |
| Tax Bill | $16,372 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04706-0000-00040 |
| Primary APN | 20-04706-0000-00040 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,999 sqft Living Area |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 8,551 sqft (0.196 acres) |
| Lot Dimensions | 171 ft deep x 50 ft wide |
| Old Parcel Number | 2000638000000011 |
|---|---|
| Street Address | 861 SUMMIT AVE |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WESTFIELD PKWY |
| Legal Block | 4706 |
| Legal Lot Number | 40 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 36700 |
861 Summit Ave is owned and occupied by two individuals who bought it in October 2018.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 861 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Oct 11, 2018 | Deed, Transfer ACRES LAND TITLE AGENCY LLC |
| Nov 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2018 · Amount on File |
| Deed Sale | Oct 11, 2018 · Amount on File |
| Prior Sale | Aug 23, 2002 · Amount on File |
| Deed Document Number | 2018305691 |
| Deed Book / Page | 6290 / 572 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 861 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0144070929 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 14407/0929 |
| Instrument | 653910 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | ROANOKE, VA 24019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 861 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Document Number | 0148582482 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 861 SUMMIT AVE WESTFIELD NJ 070902605, WESTFIELD, NJ 07090-2605 |
| Document Number | 0148582482 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 014858/002482 |
| Instrument | 1005 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 11, 2018 |
| Property Address | 861 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Document Number | 0062900572 |
| Book / Page | 6290 / 0572 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 305691 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | ACRES LAND TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $6,404.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 HIGHLAND AVE, 12, FAIR HAVEN, NJ 07704-3621 |
| Name | Verified Name |
|---|---|
| Address | 9861 SUMMIT AVE, WESTFIELD, NJ 07090 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 861 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Document Number | 0143670444 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | NCS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 861 SUMMIT AVE WESTFIELD NJ 070902605, WESTFIELD, NJ 07090-2605 |
| Document Number | 0143670444 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 014367/000444 |
| Instrument | 649523 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 20, 2047 |
The 2025 property tax bill for 861 Summit Ave was $16,372, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $714,300 (-) Land $478,400 Building $235,900 | $714,300 (-) Land $478,400 Building $235,900 | |
| 2025 | $16,372.00 (+1.78%) | $714,300 Land $478,400 Building $235,900 | $714,300 Land $478,400 Building $235,900 |
| 2024 | $16,086.00 | ||
| 2023 | $714,300 Land $478,400 Building $235,900 | $714,300 Land $478,400 Building $235,900 | |
| 2022 | $15,428.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 861 Summit Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1999–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 861 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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