Union County and Westfield Town property record for 846 Summit Ave, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,293 sqft · built 1940 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $833,000 (Sep 2018) |
| Tax Bill | $18,260 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 20-04704-0000-00013 |
| Primary APN | 20-04704-0000-00013 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,293 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 11,238 sqft (0.258 acres) |
| Garage Type | Attached |
| Old Parcel Number | 2000637000000015 |
|---|---|
| Street Address | 846 SUMMIT AVE |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WESTFIELD PKWY |
| Legal Block | 4704 |
| Legal Lot Number | 13 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 36700 |
846 Summit Ave is owned and occupied by two individuals who bought it in September 2018.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 846 SUMMIT AVE, WESTFIELD, NJ 07090-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 14, 2018 | Grant Deed, Transfer · Conventional Mortgage ADVANCIAL FCU |
| Dec 22, 2017 | Grant Deed, Transfer AMERICAN LAND TITLE ASSOCIATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on File |
| Deed Sale | Sep 14, 2018 · Amount on File |
| Prior Sale | Dec 22, 2017 · Amount on File |
| Deed Document Number | 2018304749 |
| Deed Book / Page | 6286 / 410 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 846 SUMMIT AVE, WESTFIELD, NJ 07090-2606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0146672613 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 14667/2613 |
| Instrument | 688801 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 14, 2018 |
| Property Address | 846 SUMMIT AVE, WESTFIELD, NJ 07090-2606 |
| Document Number | 0009080272 |
| Book / Page | 0908 / 0272 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 304749 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2018 |
| Title Company | ABSOLUTE SETTLEMENT COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $833.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 846 SUMMIT AVE WESTFIELD NJ 070902606, WESTFIELD, NJ 07090-2606 |
| Document Number | 144890115 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 14489/0115 |
| Instrument | 662763 |
| Name | ADVANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | DALLAS, TX 75201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Dec 22, 2017 |
| Property Address | 846 SUMMIT AVE, WESTFIELD, NJ 07090-2606 |
| Document Number | 0062360011 |
| Book / Page | 006236 / 000011 |
| Instrument | 294962 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2018 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 846 SUMMIT AVE WESTFIELD NJ 070902606, WESTFIELD, NJ 07090-2606 |
The 2025 property tax bill for 846 Summit Ave was $18,260, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $796,700 (-) Land $453,200 Building $343,500 | $796,700 (-) Land $453,200 Building $343,500 | |
| 2025 | $18,260.00 (+1.78%) | $796,700 Land $453,200 Building $343,500 | $796,700 Land $453,200 Building $343,500 |
| 2024 | $17,941.00 | ||
| 2023 | $796,700 Land $453,200 Building $343,500 | $796,700 Land $453,200 Building $343,500 | |
| 2022 | $17,208.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 846 Summit Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1999–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 846 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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