Union County and Westfield Town property record for 855 Summit Ave, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 1,560 sqft · built 1946 |
| Lot Size | 0.196 acres (8,551 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $765,000 (Oct 2023) |
| Tax Bill | $14,490 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04706-0000-00041 |
| Primary APN | 20-04706-0000-00041 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,560 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 8,551 sqft (0.196 acres) |
| Lot Dimensions | 171 ft deep x 50 ft wide |
| Old Parcel Number | 2000638000000011A |
|---|---|
| Street Address | 855 SUMMIT AVE |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WESTFIELD PKWY |
| Legal Block | 4706 |
| Legal Lot Number | 41 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 36700 |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 855 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE MORTGAGE INC |
| Oct 17, 2023 | Deed, Transfer · Conventional Mortgage PINNACLE MORTGAGE INC |
| Mar 3, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Mar 3, 2017 | Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2023 · Amount on Record |
| Deed Sale | Oct 17, 2023 · Amount on Record |
| Deed Document Number | 202332972 |
| Deed Book / Page | 6525 / 2235 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 855 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 855 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Document Number | 0157132841 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | 15713/2841 |
| Instrument | 84706 |
| Name | PINNACLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | EAST HANOVER, NJ 07936 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 17, 2023 |
| Property Address | 855 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Document Number | 0065252235 |
| Book / Page | 6525 / 2235 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 32972 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,934.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 209 WILSON AVE, SWANNANOA, NC 28778-2433 |
| Name | Verified Name |
|---|---|
| Address | 855 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Document Number | 0000057439 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 57439 |
| Name | PINNACLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 855 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Document Number | 0142450064 |
| Instrument Date | Mar 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 855 SUMMIT AVE WESTFIELD NJ 070902605, WESTFIELD, NJ 07090-2605 |
| Document Number | 0142450064 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 014245/000064 |
| Instrument | 637864 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 840 Months |
| Due | Mar 12, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.36% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 855 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Document Number | 0142450051 |
| Instrument Date | Mar 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2017 |
| Title Company | CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 855 SUMMIT AVE WESTFIELD NJ 070902605, WESTFIELD, NJ 07090-2605 |
| Document Number | 0142450051 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 014245/000051 |
| Instrument | 637863 |
| Name | LIBERTY HM EQUITY SOLUTIONS |
|---|---|
| Type | Funding / Finance Company |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 840 Months |
| Due | Mar 12, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.36% |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $637,700 (+0.87%) Land $478,400 Building $159,300 | $637,700 (+0.87%) Land $478,400 Building $159,300 | |
| 2025 | $14,490.00 (+1.78%) | $632,200 (-) Land $478,400 Building $153,800 | $632,200 (-) Land $478,400 Building $153,800 |
| 2024 | $14,237.00 (+6.21%) | ||
| 2023 | $632,200 (-) Land $478,400 Building $153,800 | $632,200 (-) Land $478,400 Building $153,800 | |
| 2022 | $13,405.00 Widower's exemption | $632,200 Land $478,400 Building $153,800 | $632,200 Land $478,400 Building $153,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1999–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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