Nassau County property record for 85694 Black Tern Dr, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,526 sqft · built 2017 |
| Lot Size | 0.344 acres (14,997 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $304,000 (Aug 2017) |
| Tax Bill | $3,739 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-2N-26-1603-0020-0000 |
| Primary APN | 12-2N-26-1603-0020-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,526 sqft Heated Area |
| Gross Area | 3,549 sqft |
| 1st Floor Area | 2,526 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stone |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,997 sqft (0.344 acres) |
| Garage Area | 622 sqft |
| Pool Area | 414 sqft |
| Porch | Open Porch |
| Porch Area | 401 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 85694 BLACK TERN DR |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-2663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 20 IN OR 2142/909 PLUMMER CREEK PHASE TWO B PBK 8/170 |
| Legal Range | 26E |
| Legal Township | 02N |
| Legal Section | 12 |
| Legal Subdivision | PLUMMER CREEK PHASE |
| Legal Phase | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 50307 |
Source: Nassau County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85694 BLACK TERN DR, YULEE, FL 32097-2663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 25, 2017 | Warranty Deed · Conventional with PMI PRIME LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 17, 2017 · Amount on Record |
| Deed Sale | Aug 17, 2017 · Amount on Record |
| Deed Document Number | 0002142909 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 85694 BLACK TERN DR, YULEE, FL 32097-2663 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 85694 BLACK TERN DR, YULEE, FL 32097-2663 |
| Document Number | 0026000455 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 2600/455 |
| Instrument | 202245036773 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 85694 BLACK TERN DR, YULEE, FL 32097-2663 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023640219 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 2364/219 |
| Instrument | 202045015973 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Aug 25, 2017 |
| Property Address | 85694 BLACK TERN DR, YULEE, FL 32097-2663 |
| Document Number | 0021420909 |
| Book / Page | 002142 / 000909 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 25396 |
| Record Updated | Nov 18, 2017 |
| Title Company | DF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,127.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85694 BLACK TERN DR YULEE FL 32097, YULEE, FL 32097 |
| Document Number | 21420914 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 002142/000914 |
| Instrument | 25399 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2047 |
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,739.00 (+25.72%) Homeowner's exemption | $283,935 (+23.34%) | $463,956 (+15.61%) Land $55,000 Building $408,956 |
| 2024 | $2,974.00 (+1.5%) Homeowner's exemption | $230,209 (+3%) | $401,305 (+3.87%) Land $55,000 Building $346,305 |
| 2023 | $2,930.00 (+10.57%) Homeowner's exemption | $223,504 (+3%) | $386,348 (+19.71%) Land $55,000 Building $331,348 |
| 2022 | $2,650.00 Homeowner's exemption | $216,994 | $322,726 Land $50,000 Building $272,726 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 142 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 142 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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