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856 Main St, Franklin, NY 13775 Property Records

Delaware County and Franklin Town property record for 856 Main St, Franklin, NY 13775 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,872 sqft · built 1812
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Oct 2019)
Tax Bill$4,472 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN123201 97.8-2-1

Property Details

APN / Parcel Number

Primary APN123201 97.8-2-1
Alternative APNs
  • 32010970080002001000
  • 06401120008

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,872 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1812
Effective Year BuiltEffective 1812
Architectural StyleTraditional
Exterior MaterialWood
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions194 ft deep x 156 ft wide
Garage TypeMixed
Parking Spaces5 Parking Spaces
PorchPorch
Porch Area523 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number06401120008
Street Address856 MAIN ST
CityFRANKLIN
StateNY
Zip13775-2000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number1.000
JurisdictionDELAWARE NY
Township / Civil DivisionFRANKLIN
Census Block Group3
Census Block3009
Census Tract970300

Owner

Source: Delaware County and Franklin Town records · APN 123201 97.8-2-1

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address856 MAIN ST, FRANKLIN, NY 13775-2000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2019Deed, Transfer · Stand-Alone First Mortgage
DELAWARE NATIONAL BANK
Sep 12, 2017Deed of Trust, Mortgage
WAYNE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 02, 2019 · Amount on Record
Deed SaleOct 02, 2019 · Amount on Record
Deed Document Number20197706
Deed Book / Page1607 / 207
Record UpdatedJun 08, 2026

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionDELAWARE NY
Recording DateOct 02, 2019
Property Address856 MAIN ST, FRANKLIN, NY 13775-2000
Document Number001607/207
Book / Page1607 / 207
Instrument DateSep 25, 2019
Instrument7706
Transaction TypeTransfer
Record UpdatedApr 15, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 HODGE RD, FRANKLIN, NY 13775-3115

Mortgage

Document Number0000007707
DateOct 02, 2019
Instrument7707
Lender
NameDELAWARE NATIONAL BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number001607/207
DateOct 02, 2019
Book Page1607/207
Instrument7706
Lender
NameDELAWARE NATIONAL BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term301 Months
DueNov 01, 2044

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE NY
Property Address856 MAIN ST, FRANKLIN, NY 13775-2000
Transaction TypeMortgage
Record UpdatedSep 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 000000006636
DateSep 12, 2017
Book Page0000002099/0000000133
Instrument000000006636
Lender
NameWAYNE BANK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Delaware County and Franklin Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyDelaware County
County SubdivisionFranklin Town
MunicipalityFranklin Village
Unified School DistrictFranklin Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,472.00 (+108.68%)$135,000 (-) Land $19,000 Building $116,000$201,493 (+13.43%) Land $28,358 Building $173,135
2023$135,000 (-) Land $19,000 Building $116,000$177,632 (+23.68%) Land $25,000 Building $152,632
2022$135,000 Land $19,000 Building $116,000$143,617 Land $20,213 Building $123,404
2021$2,143.00 (-50.55%)
2020$4,334.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (36025C), updated October 13, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360259703003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims4 (2006–2013)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2013, river or lake flooding
Claims By Storm
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Delhi Telephone CompanyFiber1,000 / 1,000
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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