770 Main St, Franklin, NY 13775 Property Records

Delaware County and Franklin Town property record for 770 Main St, Franklin, NY 13775

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,230 sqft · built 1860
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$40,850 (Jan 2018)
Tax Bill	$2,448 (2026)
Deeds & Mortgages	May 2019 Mortgage Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`123201 97.8-2-6`

Property Details

APN / Parcel Number

Primary APN	`123201 97.8-2-6`
Alternative APNs	`32010970080002006000` `06401099008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,230 sqft Living Area

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	98 ft deep x 252 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	06401099008
Street Address	770 MAIN ST
City	FRANKLIN
State	NY
Zip	13775-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERLE L NOLF
Legal Block	2
Legal Lot Number	6.000
Jurisdiction	DELAWARE NY
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3009
Census Tract	970300

Owner

Source: Delaware County and Franklin Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	770 MAIN ST, FRANKLIN, NY 13775-2000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Apr 10, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2018 · Amount on Record
Deed Sale	Jan 11, 2018 · Amount on Record
Prior Sale	Jan 11, 2018 · Amount on Record
Deed Book / Page	1545 / 79
Last Transfer Date	Apr 5, 2019
Transfer Doc	0001590/39
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	770 MAIN ST, FRANKLIN, NY 13775-2000
Transaction Type	Mortgage
Record Updated	Jun 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2182/64
Date	May 21, 2019
Book Page	2182/64
Instrument	4530

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE NY
Recording Date	Apr 10, 2019
Property Address	770 MAIN ST, FRANKLIN, NY 13775-2000
Document Number	0001590/39
Book / Page	1590 / 39
Instrument Date	Apr 5, 2019
Instrument	3188
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 MAIN ST, FRANKLIN, NY 13775-2000

Tax Assessment & Valuation

Source: Delaware County and Franklin Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Franklin Town
Municipality	Franklin Village
Unified School District	Franklin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,448.00 (+1.24%)
2025	$2,418.00 (+133.62%)	$73,000 (-) Land $21,000 Building $52,000	$108,955 (+13.43%) Land $31,343 Building $77,612
2023		$73,000 (-) Land $21,000 Building $52,000	$96,053 (+23.68%) Land $27,632 Building $68,421
2022		$73,000 Land $21,000 Building $52,000	$77,660 Land $22,341 Building $55,319
2021	$1,035.00 (-50.57%)
2020	$2,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2006–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2013 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN VILLAGE serves 481 people · EPA ID NY1200262
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delhi Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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