Union County and Westfield Town property record for 845 Summit Ave, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,584 sqft · built 1920 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $860,000 (Oct 2021) |
| Tax Bill | $18,776 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04706-0000-00043 |
| Primary APN | 20-04706-0000-00043 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,584 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Detached |
| Old Parcel Number | 2000638000000013 |
|---|---|
| Street Address | 845 SUMMIT AVE |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TOWN/WESTFIELD |
| Legal Block | 4706 |
| Legal Lot Number | 43 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 36700 |
Source: Union County and Westfield Town records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 845 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 5, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on Record |
| Deed Sale | Oct 5, 2021 · Amount on Record |
| Prior Sale | Dec 10, 2004 · Amount on Record |
| Deed Document Number | 202110129 |
| Deed Book / Page | 6433 / 2570 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 845 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0152932322 |
|---|---|
| Date | Oct 21, 2022 |
| Book Page | 15293/2322 |
| Instrument | 44566 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 5, 2021 |
| Property Address | 845 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Document Number | 0064332570 |
| Book / Page | 6433 / 2570 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 10129 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,793.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7751 WALKER FARMS DR, RADFORD, VA 24141-8089 |
| Name | Verified Name |
|---|---|
| Address | 845 SUMMIT AVE, WESTFIELD, NJ 07090-2605 |
| Document Number | 0000022338 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 22338 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $819,200 (-) Land $515,600 Building $303,600 | $819,200 (-) Land $515,600 Building $303,600 | |
| 2025 | $18,776.00 (+1.78%) | $819,200 (-) Land $515,600 Building $303,600 | $819,200 (-) Land $515,600 Building $303,600 |
| 2024 | $18,448.00 (+4.26%) | ||
| 2023 | $819,200 Land $515,600 Building $303,600 | $819,200 Land $515,600 Building $303,600 | |
| 2022 | $17,694.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1999–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures