855 S Main St, Troy, MO 63379 Property Records

Lincoln County property record for 855 S Main St, Troy, MO 63379 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,700 sqft · built 1905
Lot Size	0.173 acres (7,579 sqft)
Owner	Individual Name on File
Tax Bill	$1,669 (2025)
Deeds & Mortgages	May 2023 Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-004-028-014.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-004-028-014.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
Attic	Attic
Attic Area	368 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1905
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,579 sqft (0.173 acres)

Location & Zoning

Street Address	855 S MAIN ST
City	TROY
State	MO
Zip	63379-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 69' OF LOT 173 & THE E 10' OF THE S 69' LOT 197 ORIGINAL TOWN TROY
Legal Range	01W
Legal Township	49
Legal Section	26
Legal Subdivision	TROY
Legal Lot Number	173-197
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1001
Census Tract	810305

Owner

Source: Lincoln County records · APN 15-70-26-004-028-014.000

Assessment roll updated June 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	855 S MAIN ST, TROY, MO 63379-1623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY LLC
Sep 16, 2021	Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2024
Deed Sale	Aug 13, 2024
Prior Sale	May 22, 2023
Deed Document Number	2024006171
Deed Book / Page	2502 / 783
Record Updated	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 22, 2023
Property Address	855 MAIN ST, TROY, MO 63379-1623
Document Number	002490/577
Book / Page	2490 / 577
Map Reference	MB 67 PG 634
Instrument Date	May 17, 2023
Instrument	2023003768
Transaction Type	Transfer
Record Updated	Aug 08, 2023
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 PRAIRIE HOME DR, SAINT PETERS, MO 63376-5015

Mortgage

Document Number	2023003769
Date	May 22, 2023
Instrument	2023003769

Lender

Name	GUILD MORTGAGE COMPANY LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 16, 2021
Property Address	855 MAIN ST, TROY, MO 63379-1623
Document Number	2469/734
Book / Page	2469 / 734
Map Reference	MB 67 PG 634
Instrument Date	Sep 14, 2021
Instrument	2021012295
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 43, KNOX CITY, MO 63446-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2541 AMBER WILLOW CT, LAKE SAINT LOUIS, MO 63367-6402

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,669.00 (+8.31%)	$26,577 (+9.66%) Land $1,750 Building $24,827	$139,880 (+9.67%) Land $9,210 Building $130,670
2023	$1,541.00 (+18.9%)	$24,235 (+19.52%) Land $1,167 Building $23,068	$127,550 (+19.52%) Land $6,140 Building $121,410
2022	$1,296.00	$20,277 Land $1,167 Building $19,110
2021			$106,720 Land $6,140 Building $100,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 422 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, Wisper ISP, SysTec Wireless Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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