700 S Main St, Troy, MO 63379 Property Records

Lincoln County property record for 700 S Main St, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,430 sqft · built 1930
Lot Size	0.482 acres (20,996 sqft)
Owner	Individual Name on Record
Tax Bill	$2,846 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-004-033-002.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-004-033-002.000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,430 sqft Living Area
Basement Area	1,550 sqft
Flooring	Combination, Other
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,996 sqft (0.482 acres)

Location & Zoning

Street Address	700 S MAIN ST
City	TROY
State	MO
Zip	63379-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 144-145, W 5' LOTS 119-120 ORIGINAL TOWN OF TROY PLAT C/24
Legal Range	01W
Legal Township	49
Legal Section	26
Legal Subdivision	TROY
Legal Lot Number	144-120 145
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3031
Census Tract	810305

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	700 S MAIN ST, TROY, MO 63379-1622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 15, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit THE MISSOURI BANK
Aug 20, 2021	Warranty Deed, Transfer · Line of Credit THE MISSOURI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2022
Deed Sale	Nov 15, 2022
Prior Sale	Aug 20, 2021
Deed Document Number	2022011415
Deed Book / Page	2485 / 634
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	700 S MAIN ST, TROY, MO 63379-1622
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 S MAIN ST, TROY, MO 63379-1622

Mortgage

Document Number	002517/780
Date	Jan 23, 2026
Book Page	2517/780
Instrument	2026000670

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 15, 2022
Property Address	700 MAIN ST, TROY, MO 63379-1622
Document Number	002485/634
Book / Page	2485 / 634
Map Reference	DD C PG 24
Instrument Date	Nov 14, 2022
Instrument	2022011415
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 SERENITY LN, TROY, MO 63379-3558

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	700 MAIN ST, TROY, MO 63379-1622

Mortgage

Document Number	2022011416
Date	Nov 15, 2022
Instrument	2022011416

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	700 MAIN ST, TROY, MO 63379-1622
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002480/239
Date	Jun 6, 2022
Book Page	2480/239
Instrument	2022005982

Lender

Name	THE MISSOURI BANK
Type	Bank
Address	WARRENTON, MO 63383

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	5 Months
Due	Nov 17, 2022

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 20, 2021
Property Address	700 MAIN ST, TROY, MO 63379-1622
Document Number	2468/617
Book / Page	2468 / 617
Map Reference	PL C PG 24
Instrument Date	Aug 17, 2021
Instrument	2021011170
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 MAIN ST, 700, TROY, MO 63379-1622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 SERENITY LN, TROY, MO 63379-3558

Mortgage

Document Number	2021011171
Date	Aug 20, 2021
Instrument	2021011171

Lender

Name	THE MISSOURI BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	May 17, 2022

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,846.00 (+17.36%)	$45,302 (+18.82%) Land $4,959 Building $40,343	$238,430 (+18.82%) Land $26,100 Building $212,330
2023	$2,425.00 (+14.49%)	$38,127 Land $3,306 Building $34,821	$200,670 Land $17,400 Building $183,270
2022	$2,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, T-Mobile, Wisper ISP.

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