701 S Main St, Troy, MO 63379 Property Records

Lincoln County property record for 701 S Main St, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 840 sqft · built 1945
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on Record
Tax Bill	$904 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`15-70-26-004-028-009.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-004-028-009.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Basement Area	840 sqft
Unfinished Basement	840 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,015 sqft (0.184 acres)

Location & Zoning

Street Address	701 S MAIN ST
City	TROY
State	MO
Zip	63379-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 40' LOTS 170 & 194 ORIGINAL TOWN TROY
Legal Range	01W
Legal Township	49N
Legal Section	37
Legal Subdivision	TROY
Legal Lot Number	170-194
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1001
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	701 S MAIN ST, TROY, MO 63379-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Oct 5, 2023	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 9, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 12, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	701 S MAIN ST, TROY, MO 63379-1621
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	L COUNTY TITLE, ALL COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02432/0213
Date	Mar 21, 2019
Book Page	2432/0213
Instrument	2019002045

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	701 S MAIN ST, TROY, MO 63379-1621
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 MAIN ST, TROY, MO 63379-1621

Mortgage

Document Number	002494/432
Date	Oct 5, 2023
Book Page	2494/432
Instrument	2023007671

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 9, 2025
Property Address	701 S MAIN ST, TROY, MO 63379-1621
Document Number	002513/700
Book / Page	2513 / 700
Instrument Date	Aug 28, 2025
Instrument	2025007234
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 CANTALOUPE LN, MOSCOW MILLS, MO 63362-2145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 S MAIN ST, TROY, MO 63379-1621

Mortgage

Document Number	2025007235
Date	Sep 9, 2025
Instrument	2025007235

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 12, 2022
Property Address	701 S MAIN ST, TROY, MO 63379-1621
Document Number	002486/301
Book / Page	2486 / 301
Map Reference	REC C PG 24
Instrument Date	Dec 2, 2022
Instrument	2022012086
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	243 ESTATES DR, TROY, MO 63379-1900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 MAIN ST, TROY, MO 63379-1621

Mortgage

Document Number	2022012087
Date	Dec 12, 2022
Instrument	2022012087

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,889 (-) Land $1,243 Building $13,646
2025	$904.00 (+2.15%)	$14,889 (+6.94%) Land $1,243 Building $13,646	$78,360 (+6.93%) Land $6,540 Building $71,820
2023	$885.00 (+9.8%)	$13,923 Land $828 Building $13,095	$73,280 Land $4,360 Building $68,920
2022	$806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, T-Mobile, Wisper ISP.

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