Lincoln County property record for 890 S Main St, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 804 sqft · built 1932 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $739 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-70-26-004-034-003.000 |
| Primary APN | 15-70-26-004-034-003.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 804 sqft Living Area |
| Basement Area | 804 sqft |
| Unfinished Basement | 804 sqft |
| Flooring | Combination, Other |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Street Address | 890 S MAIN ST |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-1624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 147 ORIGINAL TOWN OF TROY |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 37 |
| Legal Subdivision | TROY |
| Legal Lot Number | 147 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 810305 |
Source: Lincoln County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6677 HIGHWAY K, TROY, MO 63379-4827 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2011 |
| Deed Sale | Apr 16, 2011 |
| Prior Sale | Oct 30, 2006 · Amount on Record |
| Deed Document Number | 20113075 |
| Last Transfer Date | May 19, 2011 |
| Transfer Doc | 2196/0131 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 890 S MAIN ST, TROY, MO 63379-1624 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Title Company | TRI COUNTY LAND TITLE, TRI COUNTY LAND TITLE SERVIC |
| Name | Verified Name |
|---|---|
| Address | 10 PIEPERS CORNER RD, SILEX, MO 63377-3302 |
| Document Number | 002515/404 |
|---|---|
| Date | Nov 3, 2025 |
| Book Page | 2515/404 |
| Instrument | 2025008966 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Lincoln County assessment roll, as of September 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $739.00 | $11,764 (+13.75%) Land $2,422 Building $9,342 | $61,920 (+13.76%) Land $12,750 Building $49,170 |
| 2023 | $10,342 Land $1,615 Building $8,727 | $54,430 Land $8,500 Building $45,930 | |
| 2022 | $631.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY PWS serves 15,000 people · EPA ID MO6010798 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Systec Wireless Communications, T-Mobile, Wisper ISP.
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